# OPES vs MyVIB

The clearest difference is iOS requirement: MyVIB at 13.0 against OPES's 15.6. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OPES ships an update fortnightly, MyVIB every 10 days. The most recent releases landed on September 30, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | OPES | MyVIB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.5 (190 ratings)](https://appshunter.io/ios/app/myvib/id1626624790/reviews)** |
| Number of ratings | — | **190** |
| Positive reviews | **33.3% of reviews** | 31.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free | Free |
| Size | 153 MB | 434 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [OPES INSURANCE JOINT STOCK COMPANY](https://appshunter.io/developer/1440456585) | [VIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/949371010) |

## What reviewers say

### OPES

[App page](https://appshunter.io/ios/app/opes/id1440456586)

This app offers a leading online platform for purchasing and researching insurance products in Vietnam. It provides personalized services and comprehensive protection plans at affordable prices, aiming to deliver a unique and energetic user experience.

**Highlights:** Online insurance purchase, Telematics technology integration, Locate nearby services, Promotions and rewards, Personalized services

**Features:** Vision Pro support

**In-app purchases:** none


### MyVIB

[App page](https://appshunter.io/ios/app/myvib/id1626624790)

This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.

**Highlights:** Super Account with high daily interest, AI-powered personalized financial management, Over 100 integrated financial services, AI financial assistant (ViePro GenAI), Exclusive rewards and vouchers, Online account opening in 3 minutes

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface and easy to use
- 🚀 Fast transaction processing
- 🎨 Clean and attractive design
- 💳 Comprehensive banking features
- 📱 All-in-one banking app

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- 😤 Intrusive pop-up advertisements
- ⏱️ Slow performance and lag issues
- 📞 Poor customer support quality
- 💰 Unexpected fees and charges

**Reported bugs**

- App crashes and won't open
- OTP verification fails repeatedly
- Transferred money not reflecting in account
- Transaction timestamps incorrect
- Login failures after app upgrade

**Requested features**

- Search function for transaction history
- English language support
- Save recipient account numbers
- Promo code input field
- Apple Pay integration


## Frequently asked questions

### Is OPES free?

OPES is free to download, with no in-app purchases.

### Is MyVIB free?

MyVIB is free to download, with no in-app purchases.

### Do OPES or MyVIB have ads?

Neither OPES nor MyVIB shows ads.

### Which is updated more often, OPES or MyVIB?

OPES ships an update fortnightly, and MyVIB every 10 days. Most recently, OPES was updated on September 30, 2026 and MyVIB on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*