# ISPBA Mobile Banking vs POK

The clearest difference is ads: ISPBA Mobile Banking at none against POK's shown. ISPBA Mobile Banking also leads on monetization model (free vs ad-supported) and iOS requirement (13.0 vs 15.6). POK's advantage is rating (4.4 vs 4.1) and review sentiment (50% vs 42%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

POK holds the better App Store score, 4.4 against 4.1. Both are backed by a comparable volume of ratings — 40 and 14 respectively. Written reviews point the same way: 42% of ISPBA Mobile Banking's written reviews are positive against 50% of POK's.

ISPBA Mobile Banking ships an update every 2 months, POK monthly. The most recent releases landed on September 11, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | ISPBA Mobile Banking | POK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (40 ratings)](https://appshunter.io/ios/app/ispba-mobile-banking/id1440466046/reviews) | **[4.4 (14 ratings)](https://appshunter.io/ios/app/pok/id1590835547/reviews)** |
| Number of ratings | **40** | 14 |
| Positive reviews | 41.7% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 213 MB | 173 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [INTESA SANPAOLO BANK ALBANIA SH.A](https://appshunter.io/developer/949921990) | [R PAY](https://appshunter.io/developer/1554858888) |

## What reviewers say

### ISPBA Mobile Banking

[App page](https://appshunter.io/ios/app/ispba-mobile-banking/id1440466046)

Manage your accounts, cards, and loans with this secure mobile banking app. It offers personalized features, quick payments, and transaction tracking with biometric authentication options. Access ATM locations and contact information easily.

**Highlights:** Account, card, and loan management, Quick payments and bill pay, Transaction tracking with push notifications, Biometric authentication (fingerprint/face scan), ATM and branch locator, Personalized shortcuts

**Features:** Apple Wallet

**In-app purchases:** none


### POK

[App page](https://appshunter.io/ios/app/pok/id1590835547)

Manage your money with fast, secure transactions, bill payments, and digital cards. Gain insights into your spending and enjoy exclusive benefits with premium card options. Take full control of your finances anytime, anywhere.

**Highlights:** Instant money transfers, Bill and utility payments, Digital VISA cards, Spending insights, QR code payments, Biometric login

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ISPBA Mobile Banking free?

ISPBA Mobile Banking is free to download, with no in-app purchases.

### Is POK free?

POK is free to download, with no in-app purchases.

### Which has better reviews, ISPBA Mobile Banking or POK?

POK is rated higher. ISPBA Mobile Banking averages 4.1 out of 5 from 40 ratings, while POK averages 4.4 from 14 ratings.

### Do ISPBA Mobile Banking or POK have ads?

POK shows ads; ISPBA Mobile Banking does not.

### Which is updated more often, ISPBA Mobile Banking or POK?

ISPBA Mobile Banking ships an update every 2 months, and POK monthly. Most recently, ISPBA Mobile Banking was updated on September 11, 2026 and POK on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*