# PagoDirecto vs BNC

The clearest difference is rating: PagoDirecto at 4.0 against BNC's 2.2. PagoDirecto also leads on review sentiment (51% vs 12%). BNC's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PagoDirecto holds the better App Store score, 4.0 against 2.2. Both are backed by a comparable volume of ratings — 85 and 248 respectively. Written reviews point the same way: 51% of PagoDirecto's written reviews are positive against 12% of BNC's.

PagoDirecto ships an update every 9 days, BNC every 2 weeks. The most recent releases landed on September 12, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | PagoDirecto | BNC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (85 ratings)](https://appshunter.io/ios/app/pagodirecto/id1440607618/reviews)** | [2.2 (248 ratings)](https://appshunter.io/ios/app/bnc/id1635259975/reviews) |
| Number of ratings | 85 | **248** |
| Positive reviews | **51.4% of reviews** | 11.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 2 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 152 MB | 206 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Pago Directo LLC](https://appshunter.io/developer/1798253394) | [Banco Nacional de Crédito](https://appshunter.io/developer/1263602184) |

## What reviewers say

### PagoDirecto

[App page](https://appshunter.io/ios/app/pagodirecto/id1440607618)

This app streamlines parking operations by digitizing entry, payment, and exit processes. Avoid queues and ticket booths to maximize your time and enjoy your moments.

**Highlights:** Digitalize parking entry, Streamline parking payment, Optimize parking exit, Reduce queue times, Eliminate ticket booths

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BNC

[App page](https://appshunter.io/ios/app/bnc/id1635259975)

Manage all your banking operations from your mobile device. This app allows you to perform transfers, make payments, manage credit cards, and handle foreign currency transactions securely with biometric authentication.

**Highlights:** Interbank transfers, Mobile payments, Credit card management, Foreign currency exchange, Biometric authentication, Bill payments, Account balance and movements

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🔒 Biometric authentication (Face ID) implementation
- 👍 User-friendly interface design
- 💡 Innovative security features when working properly

**What reviewers complain about**

- 🐛 App freezes and becomes unresponsive frequently
- 🐛 Screen becomes completely stuck requiring reinstallation
- 🐛 Token generation fails or doesn't appear
- 🐛 Biometric login (Face ID) malfunctions
- 🐛 Cannot perform transactions when app is frozen

**Reported bugs**

- App freezes on startup and during use
- Screen becomes unresponsive to touch input
- Token lightning bolt icon fails to display
- Face ID authentication locks screen completely
- Login credentials mismatch errors

**Requested features**

- NFC payment capability from mobile app
- Multiple transactions without exiting app
- Improved biometric authentication stability
- Print/document viewing functionality
- Better offline functionality


## Frequently asked questions

### Is PagoDirecto free?

PagoDirecto is free to download, with no in-app purchases.

### Is BNC free?

BNC is free to download, with no in-app purchases.

### Which has better reviews, PagoDirecto or BNC?

PagoDirecto is rated higher. PagoDirecto averages 4.0 out of 5 from 85 ratings, while BNC averages 2.2 from 248 ratings.

### Do PagoDirecto or BNC have ads?

Neither PagoDirecto nor BNC shows ads.

### Which is updated more often, PagoDirecto or BNC?

PagoDirecto ships an update every 9 days, and BNC every 2 weeks. Most recently, PagoDirecto was updated on September 12, 2026 and BNC on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*