# Payhawk vs CleverCards

The clearest difference is review sentiment: Payhawk at 60% against CleverCards's 17%. Payhawk also leads on rating (4.5 vs 3.0) and ads (none vs shown). CleverCards's advantage is monetization model (ad-supported vs freemium). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payhawk holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: Payhawk has 237 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 60% of Payhawk's written reviews are positive against 17% of CleverCards's.

Payhawk ships an update every 6 days, CleverCards every 2 weeks. The most recent releases landed on September 26, 2026 and July 5, 2026 respectively.

## The numbers

| Metric | Payhawk | CleverCards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (237 ratings)](https://appshunter.io/ios/app/payhawk/id1440618802/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/clevercards/id1521860373/reviews) |
| Number of ratings | **237** | 2 |
| Positive reviews | **59.6% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 6 days** | Every 2 weeks |
| Monetization | Freemium | **Ad-supported** |
| Size | 121 MB | 140 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Payhawk OOD](https://appshunter.io/developer/1440618801) | [KPTRS Investments Ltd](https://appshunter.io/developer/573523594) |

## What reviewers say

### Payhawk

[App page](https://appshunter.io/ios/app/payhawk/id1440618802)

Manage your company's entire spending lifecycle seamlessly. Instantly issue cards with custom limits, automate expense reporting with real-time notifications, and integrate directly with your accounting software. Go paperless and gain full control over your business finances.

**Highlights:** Instant virtual and physical card issuance, Customizable spending limits per employee, Automated receipt and invoice matching, Real-time expense tracking and reporting, Direct accounting software integration, Paperless expense management

**Features:** Apple Wallet

**In-app purchases:** none


### CleverCards

[App page](https://appshunter.io/ios/app/clevercards/id1521860373)

Manage and store all your payment cards digitally. Access card details for online spending, add them to mobile wallets for in-store purchases, and view balances and transaction history.

**Highlights:** Digital card storage, Access card numbers and details, Add cards to Apple Wallet, View card balances, View transaction history

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Payhawk free?

Payhawk is free to download, with no in-app purchases.

### Is CleverCards free?

CleverCards is free to download, with no in-app purchases.

### Which has better reviews, Payhawk or CleverCards?

Payhawk is rated higher. Payhawk averages 4.5 out of 5 from 237 ratings, while CleverCards averages 3.0 from 2 ratings.

### Do Payhawk or CleverCards have ads?

CleverCards shows ads; Payhawk does not.

### Which is updated more often, Payhawk or CleverCards?

Payhawk ships an update every 6 days, and CleverCards every 2 weeks. Most recently, Payhawk was updated on September 26, 2026 and CleverCards on July 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*