# ACE Member vs U

The clearest difference is iOS requirement: ACE Member at 13.0 against U's 16.0. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for ACE Member against 4.4 for U. Both are backed by a comparable volume of ratings — 6 and 7 respectively.

ACE Member ships an update every 3 weeks, U every 2 weeks. The most recent releases landed on October 6, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | ACE Member | U |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (6 ratings)](https://appshunter.io/ios/app/ace-member/id1441088082/reviews)** | [4.4 (7 ratings)](https://appshunter.io/ios/app/u-pay/id1540481313/reviews) |
| Number of ratings | 6 | **7** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 106 MB | 161 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [AsiaWeiLuy](https://appshunter.io/developer/1002316348) | [U-Pay Digital Plc.](https://appshunter.io/developer/1540481315) |

## What reviewers say

### ACE Member

[App page](https://appshunter.io/ios/app/ace-member/id1441088082)

This mobile payment service enables users to easily transfer, deposit, and withdraw money. It also facilitates bill payments, phone top-ups, and loan services, offering convenience for financial transactions.

**Highlights:** Money transfer, Deposit and withdraw funds, Bill payment, Phone top-up, Loan services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### U

[App page](https://appshunter.io/ios/app/u-pay/id1540481313)

This app offers a secure and convenient way to make payments, manage your wallet, and pay bills online. It also features a rewards program for cashback and allows users to send red packets to friends.

**Highlights:** Scan to pay quickly, Manage your wallet, Online bill payment, Cashback rewards program, Redeem U-Points for discounts, Send red packets

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ACE Member free?

ACE Member is free to download, with no in-app purchases.

### Is U free?

U is free to download, with no in-app purchases.

### Which has better reviews, ACE Member or U?

ACE Member is rated higher. ACE Member averages 4.5 out of 5 from 6 ratings, while U averages 4.4 from 7 ratings.

### Do ACE Member or U have ads?

Neither ACE Member nor U shows ads.

### Which is updated more often, ACE Member or U?

ACE Member ships an update every 3 weeks, and U every 2 weeks. Most recently, ACE Member was updated on October 6, 2026 and U on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*