# aPay vs Moneda

The clearest difference is iOS requirement: aPay at 10.3 against Moneda's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

aPay ships an update weekly, Moneda every 10 days. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | aPay | Moneda |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/moneda/id6741869236/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 10 days |
| Monetization | — | Free |
| Size | 23 MB | 164 MB |
| Requires iOS | **10.3** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [AVATAR SOLUTION, CV](https://appshunter.io/developer/816601897) | [Moneda Digital GmbH](https://appshunter.io/developer/1795032691) |

## What reviewers say

### aPay

[App page](https://appshunter.io/ios/app/apay/id1441270207)

**Features:** macOS Compatibility

**In-app purchases:** none


### Moneda

[App page](https://appshunter.io/ios/app/moneda/id6741869236)

Manage your money with a finance app that combines traditional banking clarity with stablecoin freedom. Hold multiple currencies, earn higher interest than traditional banks, and make global transfers securely. It offers self-custody for full control over your funds.

**Highlights:** Spending accounts in EUR, USD, CAD, Virtual accounts for SEPA/ACH transfers, QR code payments, High-yield earnings accounts, Instant currency swaps, Self-custodial security

**In-app purchases:** none


## Frequently asked questions

### Is aPay free?

aPay is free to download, with no in-app purchases.

### Is Moneda free?

Moneda is free to download, with no in-app purchases.

### Do aPay or Moneda have ads?

Neither aPay nor Moneda shows ads.

### Which is updated more often, aPay or Moneda?

aPay ships an update weekly, and Moneda every 10 days. Most recently, aPay was updated on October 9, 2026 and Moneda on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*