# Macquarie Authenticator vs The Card Network

Macquarie Authenticator and The Card Network are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 26, 2026.

## The numbers

| Metric | Macquarie Authenticator | The Card Network |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | **14.8% of reviews** | 9.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 220 MB | 30 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [The Card Network](https://appshunter.io/developer/1481419592) |

## What reviewers say

### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


### The Card Network

[App page](https://appshunter.io/ios/app/the-card-network/id1481419515)

Instantly claim and add your digital card to your mobile device's wallet using a provided link. Once added, your new card is ready for immediate use.

**Highlights:** Claim digital card instantly, Add card to mobile wallet, Secure card management, Instant card activation

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✅ Quick setup process when working correctly
- 🍎 Seamless Apple Wallet integration
- 💳 Convenient balance checking feature
- 🎁 Useful for managing multiple gift cards

**What reviewers complain about**

- 🐛 Persistent loading screens and freezing
- 📱 Phone number validation failures
- 💥 Frequent app crashes on iOS
- 🔐 Difficult registration and login process
- ⏳ Extremely slow performance

**Reported bugs**

- Invalid request format error on card loading
- Mobile number not found despite correct entry
- Phone number starting with 0 rejected
- SMS verification codes not being received
- Infinite loading circles on card information screen

**Requested features**

- Delete or archive fully used cards
- Organize/sort cards by type and balance
- Display last 4 digits on card front
- Support for non-Apple Pay wallets
- Direct card number access for online purchases


## Frequently asked questions

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Is The Card Network free?

The Card Network is free to download, with no in-app purchases.

### Do Macquarie Authenticator or The Card Network have ads?

Neither Macquarie Authenticator nor The Card Network shows ads.

### Which is updated more often, Macquarie Authenticator or The Card Network?

Macquarie Authenticator ships an update every 3 weeks, and The Card Network every 3 weeks. Most recently, Macquarie Authenticator was updated on October 26, 2026 and The Card Network on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*