# Macquarie Authenticator vs Expand

The clearest difference is monetization model: Macquarie Authenticator at free against Expand's free with in-app purchases. Macquarie Authenticator also leads on update cadence (every 4 weeks vs every 2 months) and review sentiment (15% vs 5%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Macquarie Authenticator ships an update every 4 weeks, Expand every 2 months. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Macquarie Authenticator | Expand |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | **14.8% of reviews** | 4.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 185 MB | 119 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [IOOF Service Co Pty Ltd](https://appshunter.io/developer/1453139490) |

## What reviewers say

### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


### Expand

[App page](https://appshunter.io/ios/app/expand/id1639028058)

Manage your investment accounts securely and conveniently. Track transactions, view performance with interactive graphs, and update personal details. Download statements and access adviser contact information.

**Highlights:** Access multiple investment accounts, Secure login with biometrics, View transactions and performance, Interactive balance graphs, Update personal details and beneficiaries, Download statements and reports

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Information is good when accessible
- 👍 App works well sometimes
- 👍 Quick to run reports (when functional)
- 👍 Easy to see account balance (when functional)

**What reviewers complain about**

- 🐛 Constant login issues
- 🐛 App frequently crashes
- 🐛 Blank/white screen on launch
- 🐛 Face ID/facial recognition not working
- 🐛 Password reset required often

**Reported bugs**

- Login screen freezes
- App crashes on opening
- Blank white screen on launch
- Face ID/facial recognition fails
- Password reset loop

**Requested features**

- Fix facial recognition
- Improve app stability
- Address portrait-only mode on tablets
- Invest in app development and maintenance
- Communicate with customers about fixes


## Frequently asked questions

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Is Expand free?

Expand is free to download, with no in-app purchases.

### Do Macquarie Authenticator or Expand have ads?

Neither Macquarie Authenticator nor Expand shows ads.

### Which is updated more often, Macquarie Authenticator or Expand?

Macquarie Authenticator ships an update every 4 weeks, and Expand every 2 months. Most recently, Macquarie Authenticator was updated on September 21, 2026 and Expand on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*