# Macquarie Authenticator vs Unloan

The clearest difference is review sentiment: Unloan at 75% against Macquarie Authenticator's 15%. Macquarie Authenticator's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Macquarie Authenticator ships an update every 3 weeks, Unloan every 2 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Macquarie Authenticator | Unloan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 14.8% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 220 MB | 82 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [Commonwealth Bank of Australia](https://appshunter.io/developer/310251205) |

## What reviewers say

### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


### Unloan

[App page](https://appshunter.io/ios/app/unloan/id6464555781)

Manage your home loan digitally with a low interest rate and no ongoing fees. Track payments, optimize your loan with insights, and set up automated repayments. Securely access your account anytime, anywhere.

**Highlights:** Low interest rate home loan, No ongoing fees, Automatic loyalty discount, Manage home loan on the go, Secure login with FaceID/fingerprint, Track upcoming payments, Loan and property insights, Automated loan repayments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Is Unloan free?

Unloan is free to download, with no in-app purchases.

### Do Macquarie Authenticator or Unloan have ads?

Neither Macquarie Authenticator nor Unloan shows ads.

### Which is updated more often, Macquarie Authenticator or Unloan?

Macquarie Authenticator ships an update every 3 weeks, and Unloan every 2 months. Most recently, Macquarie Authenticator was updated on October 25, 2026 and Unloan on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*