# Macquarie Authenticator vs Pyng

The clearest difference is rating: Pyng at 4.0 against Macquarie Authenticator's 3.0. Pyng also leads on review sentiment (50% vs 15%) and update cadence (weekly vs every 3 weeks). Macquarie Authenticator's advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pyng holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews point the same way: 15% of Macquarie Authenticator's written reviews are positive against 50% of Pyng's.

Macquarie Authenticator ships an update every 3 weeks, Pyng weekly. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Macquarie Authenticator | Pyng |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews) | **[4.0 (4 ratings)](https://appshunter.io/ios/app/pyng/id6483862761/reviews)** |
| Number of ratings | 2 | **4** |
| Positive reviews | 14.8% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | **Free** | Ad-supported |
| Size | 220 MB | 42 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [Pyng Payments Pty Ltd](https://appshunter.io/developer/1740303483) |

## What reviewers say

### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


### Pyng

[App page](https://appshunter.io/ios/app/pyng/id6483862761)

This app offers a secure and cost-effective payment solution by allowing users to pay directly from their bank accounts. It eliminates surcharges for both users and merchants, ensuring your money remains safe and under your control.

**Highlights:** Zero surcharges for users and merchants, Direct payment from bank account, Enhanced security through bank authentication, Set spending limits, QR code payment integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Is Pyng free?

Pyng is free to download, with no in-app purchases.

### Which has better reviews, Macquarie Authenticator or Pyng?

Pyng is rated higher. Macquarie Authenticator averages 3.0 out of 5 from 2 ratings, while Pyng averages 4.0 from 4 ratings.

### Do Macquarie Authenticator or Pyng have ads?

Neither Macquarie Authenticator nor Pyng shows ads.

### Which is updated more often, Macquarie Authenticator or Pyng?

Macquarie Authenticator ships an update every 3 weeks, and Pyng weekly. Most recently, Macquarie Authenticator was updated on October 13, 2026 and Pyng on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*