# Macquarie Authenticator vs ING Banking

The clearest difference is rating: ING Banking at 5.0 against Macquarie Authenticator's 3.0. Macquarie Authenticator's advantage is review sentiment (15% vs 2%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ING Banking holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews complicate that: 15% of Macquarie Authenticator's written reviews are positive against 2% of ING Banking's, so the app with the better star average is not the one people write more warmly about.

Macquarie Authenticator ships an update every 4 weeks, ING Banking fortnightly. Both last shipped on September 26, 2026.

## The numbers

| Metric | Macquarie Authenticator | ING Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ing-banking-do-your-thing/id6503263049/reviews)** |
| Number of ratings | **2** | 1 |
| Positive reviews | **14.8% of reviews** | 2.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 185 MB | 242 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [ING Bank (Australia) Limited](https://appshunter.io/developer/349621761) |

## What reviewers say

### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


### ING Banking

[App page](https://appshunter.io/ios/app/ing-banking-do-your-thing/id6503263049)

A redesigned mobile banking application offering a faster, simpler, and more intuitive way to manage your finances. It provides easy access to balances, quick money transfers, and robust security features for peace of mind.

**Highlights:** Check balance at a glance, Move money in seconds, Manage accounts easily, Biometric login, Real-time alerts, 24/7 security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Is ING Banking free?

ING Banking is free to download, with no in-app purchases.

### Which has better reviews, Macquarie Authenticator or ING Banking?

ING Banking is rated higher. Macquarie Authenticator averages 3.0 out of 5 from 2 ratings, while ING Banking averages 5.0 from 1 ratings.

### Do Macquarie Authenticator or ING Banking have ads?

Neither Macquarie Authenticator nor ING Banking shows ads.

### Which is updated more often, Macquarie Authenticator or ING Banking?

Macquarie Authenticator ships an update every 4 weeks, and ING Banking fortnightly. Most recently, Macquarie Authenticator was updated on September 26, 2026 and ING Banking on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*