# Macquarie Authenticator vs MyCard AU

The clearest difference is rating: Macquarie Authenticator at 3.0 against MyCard AU's 1.0. Macquarie Authenticator also leads on review sentiment (15% vs 1%) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Macquarie Authenticator holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews point the same way: 15% of Macquarie Authenticator's written reviews are positive against 1% of MyCard AU's.

Macquarie Authenticator ships an update every 3 weeks, MyCard AU every 4 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Macquarie Authenticator | MyCard AU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/mycard-au/id6504455295/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | **14.8% of reviews** | 1.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 220 MB | 103 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [NAB](https://appshunter.io/developer/373434226) |

## What reviewers say

### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


### MyCard AU

[App page](https://appshunter.io/ios/app/mycard-au/id6504455295)

Manage your credit card account securely on your mobile device. Access balances, transaction history, reward points, and digital card details. Make payments, activate cards, and chat with support.

**Highlights:** Biometric login (Touch ID/Face ID), Account balance and transaction history, View reward points, Digital card access, Add card to Apple Pay, Activate card and reset PIN, Temporarily lock/unlock card, Download account statements

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Is MyCard AU free?

MyCard AU is free to download, with no in-app purchases.

### Which has better reviews, Macquarie Authenticator or MyCard AU?

Macquarie Authenticator is rated higher. Macquarie Authenticator averages 3.0 out of 5 from 2 ratings, while MyCard AU averages 1.0 from 2 ratings.

### Do Macquarie Authenticator or MyCard AU have ads?

Neither Macquarie Authenticator nor MyCard AU shows ads.

### Which is updated more often, Macquarie Authenticator or MyCard AU?

Macquarie Authenticator ships an update every 3 weeks, and MyCard AU every 4 weeks. Most recently, Macquarie Authenticator was updated on October 29, 2026 and MyCard AU on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*