# Macquarie Authenticator vs Westpac One

The clearest difference is review sentiment: Westpac One at 50% against Macquarie Authenticator's 15%. Macquarie Authenticator's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Macquarie Authenticator ships an update every 3 weeks, Westpac One every 3 months. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Macquarie Authenticator | Westpac One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 14.8% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 220 MB | 47 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) |

## What reviewers say

### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


### Westpac One

[App page](https://appshunter.io/ios/app/westpac-one/id6504743354)

This app provides enhanced security for online banking by generating one-time passcodes for multi-factor authentication. It allows linking multiple profiles and offers personalized sign-in options like biometrics or a PIN for convenient access on your mobile device.

**Highlights:** One-time passcode generation, Multi-factor authentication, Multiple profile linking, Biometric or PIN sign-in, Portable mobile security

**In-app purchases:** none


## Frequently asked questions

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Is Westpac One free?

Westpac One is free to download, with no in-app purchases.

### Do Macquarie Authenticator or Westpac One have ads?

Neither Macquarie Authenticator nor Westpac One shows ads.

### Which is updated more often, Macquarie Authenticator or Westpac One?

Macquarie Authenticator ships an update every 3 weeks, and Westpac One every 3 months. Most recently, Macquarie Authenticator was updated on November 2, 2026 and Westpac One on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*