# CellPay vs Global Smart Plus

The clearest difference is rating: Global Smart Plus at 3.9 against CellPay's 3.5. Global Smart Plus also leads on update cadence (weekly vs every 3 weeks) and ratings volume (124 vs 11). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Global Smart Plus holds the better App Store score, 3.9 against 3.5. That said, the two scores are not equally well evidenced: Global Smart Plus has 124 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 33% of CellPay's written reviews are positive against 26% of Global Smart Plus's, so the app with the better star average is not the one people write more warmly about.

CellPay ships an update every 3 weeks, Global Smart Plus weekly. The most recent releases landed on October 9, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | CellPay | Global Smart Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (11 ratings)](https://appshunter.io/ios/app/cellpay/id1441280711/reviews) | **[3.9 (124 ratings)](https://appshunter.io/ios/app/global-smart-plus/id1565283667/reviews)** |
| Number of ratings | 11 | **124** |
| Positive reviews | **33.3% of reviews** | 26.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 68 MB | 304 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Cellcom Private limited](https://appshunter.io/developer/1441280590) | [Global IME Bank Ltd.](https://appshunter.io/developer/1415520390) |

## What reviewers say

### CellPay

[App page](https://appshunter.io/ios/app/cellpay/id1441280711)

This service allows users to make digital payments and transfer funds directly from their bank accounts. It offers a secure way to pay bills, book tickets, and manage various financial transactions through web and mobile channels.

**Highlights:** Digital payments, Fund transfers, Utility bill payments, Merchant payments, Flight booking, Insurance payments, Government payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Global Smart Plus

[App page](https://appshunter.io/ios/app/global-smart-plus/id1565283667)

This app offers a secure and convenient way to manage your finances across multiple channels with a single login. It simplifies daily transactions, fund transfers, bill payments, and even allows for online account opening and fixed deposit applications.

**Highlights:** Fund Transfer (Intra-Bank & Inter-Bank), Interoperable QR Payments, QR Cash Withdrawal, Online Account Opening, Online Fixed Deposit, Bill Payments, Government Payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and smooth experience
- 🚀 Fast and secure app
- 👍 Excellent UI/UX
- 👍 International standards banking app
- 👍 Nice features, easy to manage

**What reviewers complain about**

- 🐛 Frequent updates are annoying
- 🐛 Login issues and crashes
- 🐛 Payment problems
- 🐛 Password change issues
- 🐛 App not working/crashing after update

**Reported bugs**

- Time out when opening account
- Face lock option not showing
- System cannot recognize two different SIM cards on the same phone
- App not working/login crashes after update
- Password change issues

**Requested features**

- Add face lock option
- ATM card request and delivery options
- Bring back the old UI
- Update more (e.g., cross border payment)
- Merge personal and business accounts for QR code sharing


## Frequently asked questions

### Is CellPay free?

CellPay is free to download, with no in-app purchases.

### Is Global Smart Plus free?

Global Smart Plus is free to download, with no in-app purchases.

### Which has better reviews, CellPay or Global Smart Plus?

Global Smart Plus is rated higher. CellPay averages 3.5 out of 5 from 11 ratings, while Global Smart Plus averages 3.9 from 124 ratings.

### Do CellPay or Global Smart Plus have ads?

Neither CellPay nor Global Smart Plus shows ads.

### Which is updated more often, CellPay or Global Smart Plus?

CellPay ships an update every 3 weeks, and Global Smart Plus weekly. Most recently, CellPay was updated on October 9, 2026 and Global Smart Plus on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*