# NatMobile vs Etica

The clearest difference is rating: NatMobile at 5.0 against Etica's 4.0. NatMobile also leads on iOS requirement (12.0 vs 15.1). Etica's advantage is update cadence (every 2 weeks vs every 3 months) and ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NatMobile holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

NatMobile ships an update every 3 months, Etica every 2 weeks. The most recent releases landed on October 2, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | NatMobile | Etica |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/natmobile/id1441327520/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/etica/id6454935136/reviews) |
| Number of ratings | 1 | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 29 MB | 50 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [National Bank of Kenya Limited](https://appshunter.io/developer/1441327519) | [Etica Capital](https://appshunter.io/developer/1699794292) |

## What reviewers say

### NatMobile

[App page](https://appshunter.io/ios/app/natmobile/id1441327520)

This banking app offers a comprehensive suite of financial management tools. Easily pay bills, buy airtime, transfer funds, and conduct mVisa and Pesalink transactions. Manage expenses and school fees all within a secure and revamped interface.

**Highlights:** Bill payments, Airtime purchases, Expense management, MPESA transfers, School fee payments, Account transfers, mVisa transactions, Pesalink transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### Etica

[App page](https://appshunter.io/ios/app/etica/id6454935136)

Manage investment funds regulated by the Capital Markets Authority of Kenya. Invest in retail funds with as little as KES 100 or high net worth funds. Initiate deposits, withdrawals, transfers, and utility payments.

**Highlights:** Self-onboarding in under 2 minutes, Manage Collective Investment Schemes, Invest in Money Market, Fixed Income, Shariah, and Wealth Funds, Low minimum investment (KES 100), Initiate deposits, withdrawals, and transfers, View and download statements instantly

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NatMobile free?

NatMobile is free to download, with no in-app purchases.

### Is Etica free?

Etica is free to download, with no in-app purchases.

### Which has better reviews, NatMobile or Etica?

NatMobile is rated higher. NatMobile averages 5.0 out of 5 from 1 ratings, while Etica averages 4.0 from 4 ratings.

### Do NatMobile or Etica have ads?

Neither NatMobile nor Etica shows ads.

### Which is updated more often, NatMobile or Etica?

NatMobile ships an update every 3 months, and Etica every 2 weeks. Most recently, NatMobile was updated on October 2, 2026 and Etica on October 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*