# PagaCel vs Pagando

PagaCel and Pagando both sit at 4.7 stars, but that hides the real split: 94% of PagaCel's written reviews are positive against 68% of Pagando's. PagaCel also leads on monetization model (free vs free with in-app purchases) and ratings volume (83 vs 15). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for PagaCel against 4.7 for Pagando. That said, the two scores are not equally well evidenced: PagaCel has 83 ratings behind it against 15, so its average is the more settled of the two. Written reviews are what separate them: 94% of PagaCel's written reviews are positive against 68% of Pagando's.

PagaCel ships an update fortnightly, Pagando every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | PagaCel | Pagando |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (83 ratings)](https://appshunter.io/ios/app/pagacel/id1441396033/reviews)** | [4.7 (15 ratings)](https://appshunter.io/ios/app/pagando/id1528416728/reviews) |
| Number of ratings | **83** | 15 |
| Positive reviews | **93.8% of reviews** | 68.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 272 MB | 133 MB |
| Requires iOS | 17.6 | 17.6 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [PAGAPHONE SMARTPAY SA DE CV](https://appshunter.io/developer/1441396032) | [Xc Networks, S.a. De C.v.](https://appshunter.io/developer/1552940014) |

## What reviewers say

### PagaCel

[App page](https://appshunter.io/ios/app/pagacel/id1441396033)

Receive money transfers from the US directly to your phone and withdraw cash from over 50,000 ATMs nationwide. Use your card for payments, pay bills, and top up phone credit with secure, low-fee transactions.

**Highlights:** Receive remittances from the US, Withdraw cash from 50,000+ ATMs, Pay with a Platinum PagaPhone card, Pay bills and services, Top up mobile phone credit, Send money to family with low fees, Advanced security with biometrics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfers
- 👍 Easy to use interface
- 🔒 Secure transactions
- 💰 Low fees/commission
- 💳 Card works everywhere

**What reviewers complain about**

- 🐛 Cannot upload INE
- 👎 System is bad
- 💸 Charges for transfers
- ⏳ Slow process
- 🤷‍♀️ Unclear how to use

**Reported bugs**

- Cannot upload INE
- App crashes
- Verification code not received

**Requested features**

- Improve app speed
- More clarity on sending money from EU to Mexico


### Pagando

[App page](https://appshunter.io/ios/app/pagando/id1528416728)

Manage your personal or business finances with a new account. Enjoy benefits like making purchases, receiving payroll, saving for goals, and making payments to suppliers or employees. Access exclusive VIP experiences and exclusive Mastercard benefits.

**Highlights:** Personal and business accounts, Make and receive payments, Exclusive Mastercard benefits, Pay bills, Instant SPEI transfers, Deposit/withdraw cash, Real-time transaction notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PagaCel free?

PagaCel is free to download, with no in-app purchases.

### Is Pagando free?

Pagando is free to download, with no in-app purchases.

### Which has better reviews, PagaCel or Pagando?

PagaCel is rated higher. PagaCel averages 4.7 out of 5 from 83 ratings, while Pagando averages 4.7 from 15 ratings.

### Do PagaCel or Pagando have ads?

Neither PagaCel nor Pagando shows ads.

### Which is updated more often, PagaCel or Pagando?

PagaCel ships an update fortnightly, and Pagando every 3 weeks. Most recently, PagaCel was updated on October 24, 2026 and Pagando on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*