# PagaCel vs Accesa

The clearest difference is device support: Accesa at 3 against PagaCel's 1. Accesa also leads on iOS requirement (15.6 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PagaCel ships an update fortnightly, Accesa every 10 days. The most recent releases landed on July 17, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | PagaCel | Accesa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (84 ratings)](https://appshunter.io/ios/app/pagacel/id1441396033/reviews)** | — |
| Number of ratings | **84** | — |
| Positive reviews | 93.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free | — |
| Size | 273 MB | 83 MB |
| Requires iOS | 17.6 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [PAGAPHONE SMARTPAY SA DE CV](https://appshunter.io/developer/1441396032) | [ACCESA MEXICO PAGOS DIGITALES, S.A. DE C.V., INSTITUCION DE FONDOS DE PAGO ELECTRONICO](https://appshunter.io/developer/1754252570) |

## What reviewers say

### PagaCel

[App page](https://appshunter.io/ios/app/pagacel/id1441396033)

Receive money transfers from the US directly to your phone and withdraw cash from over 50,000 ATMs nationwide. Use your card for payments, pay bills, and top up phone credit with secure, low-fee transactions.

**Highlights:** Receive remittances from the US, Withdraw cash from 50,000+ ATMs, Pay with a Platinum PagaPhone card, Pay bills and services, Top up mobile phone credit, Send money to family with low fees, Advanced security with biometrics

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfers
- 👍 Easy to use interface
- 🔒 Secure transactions
- 💰 Low fees/commission
- 💳 Card works everywhere

**What reviewers complain about**

- 🐛 Cannot upload INE
- 👎 System is bad
- 💸 Charges for transfers
- ⏳ Slow process
- 🤷‍♀️ Unclear how to use

**Reported bugs**

- Cannot upload INE
- App crashes
- Verification code not received

**Requested features**

- Improve app speed
- More clarity on sending money from EU to Mexico


### Accesa

[App page](https://appshunter.io/ios/app/accesa/id6504888607)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PagaCel free?

PagaCel is free to download, with no in-app purchases.

### Is Accesa free?

Accesa is free to download, with no in-app purchases.

### Do PagaCel or Accesa have ads?

Neither PagaCel nor Accesa shows ads.

### Which is updated more often, PagaCel or Accesa?

PagaCel ships an update fortnightly, and Accesa every 10 days. Most recently, PagaCel was updated on July 17, 2026 and Accesa on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*