# Spendwise vs Bulder

The clearest difference is monetization model: Bulder at free against Spendwise's ad-supported. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Spendwise against 4.8 for Bulder. Both are backed by a comparable volume of ratings — 30 and 31 respectively.

Spendwise ships an update fortnightly, Bulder every 10 days. The most recent releases landed on August 19, 2026 and August 18, 2026 respectively.

## The numbers

| Metric | Spendwise | Bulder |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (30 ratings)](https://appshunter.io/ios/app/spendwise/id1441419364/reviews) | [4.8 (31 ratings)](https://appshunter.io/ios/app/bulder/id1449465444/reviews) |
| Number of ratings | 30 | **31** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Ad-supported | **Free** |
| Size | 76 MB | 130 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [SEB Kort Bank AB](https://appshunter.io/developer/1145360306) | [SPAREBANKEN NORGE](https://appshunter.io/developer/557140165) |

## What reviewers say

### Spendwise

[App page](https://appshunter.io/ios/app/spendwise/id1441419364)

Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.

**Highlights:** View credit card balances and transactions, Track personal loan details, Receive spending limit notifications, Manage PIN codes, Block and order new cards, Utilize part payment options

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Bulder

[App page](https://appshunter.io/ios/app/bulder/id1449465444)

This banking app offers a forward-looking view of your finances, identifying upcoming subscriptions, bills, and income. It includes features like a bill scanner, receipt collector, and smart mortgage options that automatically adjust to better rates.

**Highlights:** Future financial projections, Subscription and bill recognition, Invoice scanner, Receipt collector, Smart mortgage with automatic rate adjustments, Personalized savings goals, Support for Apple Pay, Garmin Pay, and Fitbit Pay

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spendwise free?

Spendwise is free to download, with no in-app purchases.

### Is Bulder free?

Bulder is free to download, with no in-app purchases.

### Which has better reviews, Spendwise or Bulder?

Spendwise and Bulder are both rated 4.8 out of 5 on the App Store, from 30 and 31 ratings respectively.

### Do Spendwise or Bulder have ads?

Neither Spendwise nor Bulder shows ads.

### Which is updated more often, Spendwise or Bulder?

Spendwise ships an update fortnightly, and Bulder every 10 days. Most recently, Spendwise was updated on August 19, 2026 and Bulder on August 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*