# Spendwise vs DKV Hälsa

The clearest difference is monetization model: DKV Hälsa at free against Spendwise's ad-supported. DKV Hälsa also leads on iOS requirement (15.1 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Spendwise against 4.7 for DKV Hälsa. Both are backed by a comparable volume of ratings — 30 and 12 respectively.

Spendwise ships an update fortnightly, DKV Hälsa every 3 weeks. The most recent releases landed on November 2, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Spendwise | DKV Hälsa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (30 ratings)](https://appshunter.io/ios/app/spendwise/id1441419364/reviews)** | [4.7 (12 ratings)](https://appshunter.io/ios/app/dkv-halsa/id6737192918/reviews) |
| Number of ratings | **30** | 12 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 76 MB | 57 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [SEB Kort Bank AB](https://appshunter.io/developer/1145360306) | [Ergo Forsikring A/S](https://appshunter.io/developer/1822740369) |

## What reviewers say

### Spendwise

[App page](https://appshunter.io/ios/app/spendwise/id1441419364)

Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.

**Highlights:** View credit card balances and transactions, Track personal loan details, Receive spending limit notifications, Manage PIN codes, Block and order new cards, Utilize part payment options

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### DKV Hälsa

[App page](https://appshunter.io/ios/app/dkv-halsa/id6737192918)

Access a range of digital health services, including online doctor consultations, self-help programs, and health articles. You can also book treatments and submit referrals and claims directly through the app for quick and secure assistance.

**Highlights:** Online doctor consultations, Self-help programs, Health articles, Book treatment, Submit referrals and claims

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spendwise free?

Spendwise is free to download, with no in-app purchases.

### Is DKV Hälsa free?

DKV Hälsa is free to download, with no in-app purchases.

### Which has better reviews, Spendwise or DKV Hälsa?

Spendwise is rated higher. Spendwise averages 4.8 out of 5 from 30 ratings, while DKV Hälsa averages 4.7 from 12 ratings.

### Do Spendwise or DKV Hälsa have ads?

Neither Spendwise nor DKV Hälsa shows ads.

### Which is updated more often, Spendwise or DKV Hälsa?

Spendwise ships an update fortnightly, and DKV Hälsa every 3 weeks. Most recently, Spendwise was updated on November 2, 2026 and DKV Hälsa on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*