# STK Saving vs CGSE Saving

The clearest difference is ads: CGSE Saving at none against STK Saving's shown. CGSE Saving also leads on update cadence (monthly vs every 2 months). STK Saving's advantage is iOS requirement (12.4 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STK Saving ships an update every 2 months, CGSE Saving monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | STK Saving | CGSE Saving |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Monthly** |
| Size | 50 MB | 51 MB |
| Requires iOS | **12.4** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [TAK SAVING AND CREDIT COOPERATIVE FOR OFFICIALS IN MINISTRY OF EDUCATION LIMITED](https://appshunter.io/developer/1441513665) | [Cremation Association for Members of Government Saving Co-operatives](https://appshunter.io/developer/1505297021) |

## What reviewers say

### STK Saving

[App page](https://appshunter.io/ios/app/stk-saving/id1441513666)

**In-app purchases:** none


### CGSE Saving

[App page](https://appshunter.io/ios/app/cgse-saving/id1505297022)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is STK Saving free?

STK Saving is free to download, with no in-app purchases.

### Is CGSE Saving free?

CGSE Saving is free to download, with no in-app purchases.

### Do STK Saving or CGSE Saving have ads?

STK Saving shows ads; CGSE Saving does not.

### Which is updated more often, STK Saving or CGSE Saving?

STK Saving ships an update every 2 months, and CGSE Saving monthly. Most recently, STK Saving was updated on November 2, 2026 and CGSE Saving on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*