# STBB Direct vs Discovery Bank

The clearest difference is iOS requirement: STBB Direct at 11.0 against Discovery Bank's 15.1. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STBB Direct ships an update every 3 months, Discovery Bank every 6 weeks. The most recent releases landed on October 12, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | STBB Direct | Discovery Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (2.3K ratings)](https://appshunter.io/ios/app/discovery-bank/id1451167079/reviews)** |
| Number of ratings | — | **2.3K** |
| Positive reviews | 50.0% of reviews | **50.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 55 MB | 304 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STBB](https://appshunter.io/developer/1441526374) | [Discovery](https://appshunter.io/developer/1434292265) |

## What reviewers say

### STBB Direct

[App page](https://appshunter.io/ios/app/stbb-direct/id1441526375)

This free finance app helps users calculate property sale and purchase costs, including transfer and bond fees, agent commissions, and capital gains tax. It also allows real estate agents to track deal progress, receive milestone notifications, and access deal details and documents on their mobile devices.

**Highlights:** Property cost calculations, Transfer and bond cost calculator, Bond repayment calculator, Agent commission calculator, Capital Gains Tax calculator, Deal progress tracking for agents, Milestone notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### Discovery Bank

[App page](https://appshunter.io/ios/app/discovery-bank/id1451167079)

Experience the future of banking with a fully digital, shared-value bank. Manage accounts, make payments, and unlock a world of rewards and travel discounts. Access emergency services and 24/7 client support directly from your phone.

**Highlights:** Digital shared-value banking, Instant account opening, Virtual card management, Real-time payments, Discovery Miles rewards, Up to 75% off flights, Integrated emergency services

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Effortless banking
- 🔒 Robust security features
- 👍 Sleek and intuitive interface
- 👍 Helpful budgeting tools
- 👍 Rewarding loyalty program

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Confusing app navigation
- 🐛 Unreliable notifications
- 🐛 Inconsistent app performance
- 🐛 Inaccurate transaction categorization

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Inconsistent biometric authentication
- Incorrect ID number requirements
- Unreliable app updates

**Requested features**

- Dark mode option
- Improved customer support channels
- Seamless integration with other financial apps
- Enhanced international payment capabilities
- Offline banking functionality


## Frequently asked questions

### Is STBB Direct free?

STBB Direct is free to download, with no in-app purchases.

### Is Discovery Bank free?

Discovery Bank is free to download, with no in-app purchases.

### Do STBB Direct or Discovery Bank have ads?

Neither STBB Direct nor Discovery Bank shows ads.

### Which is updated more often, STBB Direct or Discovery Bank?

STBB Direct ships an update every 3 months, and Discovery Bank every 6 weeks. Most recently, STBB Direct was updated on October 12, 2026 and Discovery Bank on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*