# Postal Finance Mastercard vs PayPlus

The clearest difference is rating: PayPlus at 5.0 against Postal Finance Mastercard's 4.2. PayPlus also leads on iOS requirement (13.4 vs 15.0). Postal Finance Mastercard's advantage is ratings volume (28 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayPlus holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Postal Finance Mastercard has 28 ratings behind it against 1, so its average is the more settled of the two.

Postal Finance Mastercard ships an update every 3 months, PayPlus every 5 months. The most recent releases landed on November 2, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Postal Finance Mastercard | PayPlus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (28 ratings)](https://appshunter.io/ios/app/postal-finance-mastercard/id1441526458/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payplus/id1521147664/reviews)** |
| Number of ratings | **28** | 1 |
| Positive reviews | 20.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 159 MB | 25 MB |
| Requires iOS | 15.0 | **13.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [D.I. Postal Finance LTD](https://appshunter.io/developer/1438348390) | [Payplus LTD](https://appshunter.io/developer/1521147846) |

## What reviewers say

### Postal Finance Mastercard

[App page](https://appshunter.io/ios/app/postal-finance-mastercard/id1441526458)

Manage your prepaid Mastercard for smart shopping and travel. Load multiple currencies, lock exchange rates, and monitor transactions securely. Enjoy 24/7 phone support and convenient Touch ID sign-in.

**Highlights:** Multi-currency prepaid card, Lock exchange rates, Secure online spending, Touch ID sign-in, Real-time balance view, Transaction monitoring, 24/7 phone support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### PayPlus

[App page](https://appshunter.io/ios/app/payplus/id1521147664)

This app enables freelancers and businesses of all sizes to accept credit card payments, integrate with invoicing systems, and set up recurring payments. Turn your mobile device into a payment terminal to process transactions quickly and efficiently.

**Highlights:** Accept credit card payments, Integrate with invoicing systems, Set up recurring payments, Mobile payment terminal, Instant onboarding, Process various transaction types

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Postal Finance Mastercard free?

Postal Finance Mastercard is free to download, with no in-app purchases.

### Is PayPlus free?

PayPlus is free to download, with no in-app purchases.

### Which has better reviews, Postal Finance Mastercard or PayPlus?

PayPlus is rated higher. Postal Finance Mastercard averages 4.2 out of 5 from 28 ratings, while PayPlus averages 5.0 from 1 ratings.

### Do Postal Finance Mastercard or PayPlus have ads?

Neither Postal Finance Mastercard nor PayPlus shows ads.

### Which is updated more often, Postal Finance Mastercard or PayPlus?

Postal Finance Mastercard ships an update every 3 months, and PayPlus every 5 months. Most recently, Postal Finance Mastercard was updated on November 2, 2026 and PayPlus on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*