# Postal Finance Mastercard vs ONE ZERO

The clearest difference is rating: Postal Finance Mastercard at 4.2 against ONE ZERO's 3.0. Postal Finance Mastercard also leads on monetization model (free vs free with in-app purchases) and review sentiment (20% vs 10%). ONE ZERO's advantage is update cadence (every 2 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Postal Finance Mastercard holds the better App Store score, 4.2 against 3.0. Both are backed by a comparable volume of ratings — 28 and 61 respectively. Written reviews point the same way: 20% of Postal Finance Mastercard's written reviews are positive against 10% of ONE ZERO's.

Postal Finance Mastercard ships an update every 3 months, ONE ZERO every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Postal Finance Mastercard | ONE ZERO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (28 ratings)](https://appshunter.io/ios/app/postal-finance-mastercard/id1441526458/reviews)** | [3.0 (61 ratings)](https://appshunter.io/ios/app/one-zero/id1554109300/reviews) |
| Number of ratings | 28 | **61** |
| Positive reviews | **20.0% of reviews** | 10.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 159 MB | 274 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [D.I. Postal Finance LTD](https://appshunter.io/developer/1438348390) | [ONE ZERO Digital Bank LTD](https://appshunter.io/developer/1522256484) |

## What reviewers say

### Postal Finance Mastercard

[App page](https://appshunter.io/ios/app/postal-finance-mastercard/id1441526458)

Manage your prepaid Mastercard for smart shopping and travel. Load multiple currencies, lock exchange rates, and monitor transactions securely. Enjoy 24/7 phone support and convenient Touch ID sign-in.

**Highlights:** Multi-currency prepaid card, Lock exchange rates, Secure online spending, Touch ID sign-in, Real-time balance view, Transaction monitoring, 24/7 phone support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### ONE ZERO

[App page](https://appshunter.io/ios/app/one-zero/id1554109300)

This digital bank offers accounts with no maintenance fees and unique benefits designed to save users thousands annually. Enjoy high-interest deposits, fee-free foreign currency transactions, and investment opportunities. Manage all your accounts and cards in one place with AI-powered insights and expert support.

**Highlights:** No maintenance fees, High-interest deposits, Fee-free foreign currency transactions, Investment opportunities, Consolidated account management, AI-powered financial insights, 24/7 expert support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and efficient app
- 👍 Bank is good and advanced
- 👍 No unnecessary fees
- 👍 Well-structured package deals

**What reviewers complain about**

- ❌ No English language option
- ❌ Slow and unhelpful support
- ❌ Impossible to transfer money to oneself
- ❌ Annoying promotional notifications
- ❌ Stuck in registration loop

**Reported bugs**

- Stuck in registration loop
- App is often stuck
- App crashes
- Voice verification not working
- Document scanning errors

**Requested features**

- Add English language option
- Improve AI helper
- Add dark mode
- Add iPad version
- Option to provide feedback within the app


## Frequently asked questions

### Is Postal Finance Mastercard free?

Postal Finance Mastercard is free to download, with no in-app purchases.

### Is ONE ZERO free?

ONE ZERO is free to download, with no in-app purchases.

### Which has better reviews, Postal Finance Mastercard or ONE ZERO?

Postal Finance Mastercard is rated higher. Postal Finance Mastercard averages 4.2 out of 5 from 28 ratings, while ONE ZERO averages 3.0 from 61 ratings.

### Do Postal Finance Mastercard or ONE ZERO have ads?

Neither Postal Finance Mastercard nor ONE ZERO shows ads.

### Which is updated more often, Postal Finance Mastercard or ONE ZERO?

Postal Finance Mastercard ships an update every 3 months, and ONE ZERO every 2 weeks. Most recently, Postal Finance Mastercard was updated on November 2, 2026 and ONE ZERO on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*