# SmartAgent vs Covalto

The clearest difference is update cadence: Covalto at every 3 days against SmartAgent's every 6 weeks. SmartAgent's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SmartAgent ships an update every 6 weeks, Covalto every 3 days. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | SmartAgent | Covalto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/covalto/id6739590963/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 days** |
| Monetization | — | Free |
| Size | 38 MB | 73 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Innovacion y Desarrollo en TI S.A. de C.V.](https://appshunter.io/developer/730971929) | [Banco Finterra, S.A., Institucion de Banca Multiple](https://appshunter.io/developer/1205614116) |

## What reviewers say

### SmartAgent

[App page](https://appshunter.io/ios/app/smartagent/id1441551135)

**Features:** macOS Compatibility

**In-app purchases:** none


### Covalto

[App page](https://appshunter.io/ios/app/covalto/id6739590963)

Manage your finances securely and conveniently from anywhere. Open a digital account in minutes, invest with flexible options, and transfer money with ease. Organize your resources and track your returns with this digital banking solution.

**Highlights:** 100% digital account opening, Flexible investment options, Fast and simplified money transfers, Resource organization and performance tracking, Account and service management, IPAB-backed deposits

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SmartAgent free?

SmartAgent is free to download, with no in-app purchases.

### Is Covalto free?

Covalto is free to download, with no in-app purchases.

### Do SmartAgent or Covalto have ads?

Neither SmartAgent nor Covalto shows ads.

### Which is updated more often, SmartAgent or Covalto?

SmartAgent ships an update every 6 weeks, and Covalto every 3 days. Most recently, SmartAgent was updated on October 2, 2026 and Covalto on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*