# SmartAgent vs Policyra

The clearest difference is price: SmartAgent at Free against Policyra's $19.99. SmartAgent also leads on in-app purchases (none vs 2) and iOS requirement (12.0 vs 26.0). On update cadence, ads and device support there is nothing between them.

SmartAgent is free to download; Policyra costs $19.99 up front. Policyra sells 2 in-app purchases, starting at $4.99 per month. SmartAgent asks for nothing beyond the download.

SmartAgent ships an update every 6 weeks, Policyra monthly. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | SmartAgent | Policyra |
| --- | --- | --- |
| Price | **Free** | $19.99 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Size | 38 MB | 13 MB |
| Requires iOS | **12.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [Innovacion y Desarrollo en TI S.A. de C.V.](https://appshunter.io/developer/730971929) | [Huseyin Bicen](https://appshunter.io/developer/1868493271) |

## What reviewers say

### SmartAgent

[App page](https://appshunter.io/ios/app/smartagent/id1441551135)

**Features:** macOS Compatibility

**In-app purchases:** none


### Policyra

[App page](https://appshunter.io/ios/app/policyra-insurance-manager/id6792490987)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Policyra Pro Monthly | $4.99 | per month |
| Policyra Pro Annual | $19.99 | per year |


## Frequently asked questions

### Is SmartAgent free?

SmartAgent is free to download, with no in-app purchases.

### Is Policyra free?

Policyra costs $19.99, and also offers in-app purchases.

### Do SmartAgent or Policyra have ads?

Neither SmartAgent nor Policyra shows ads.

### Which is updated more often, SmartAgent or Policyra?

SmartAgent ships an update every 6 weeks, and Policyra monthly. Most recently, SmartAgent was updated on October 26, 2026 and Policyra on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*