# Jupay vs Buya

The clearest difference is review sentiment: Jupay at 67% against Buya's 20%. Jupay also leads on rating (4.7 vs 2.3) and ratings volume (2.8K vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Jupay holds the better App Store score, 4.7 against 2.3. That said, the two scores are not equally well evidenced: Jupay has 2.8K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 67% of Jupay's written reviews are positive against 20% of Buya's.

Jupay ships an update fortnightly, Buya every 5 weeks. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Jupay | Buya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (2.8K ratings)](https://appshunter.io/ios/app/jupay/id1441559846/reviews)** | [2.3 (7 ratings)](https://appshunter.io/ios/app/buya/id1639552489/reviews) |
| Number of ratings | **2.8K** | 7 |
| Positive reviews | **67.4% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 68 MB | 52 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Juni Holdings Inc](https://appshunter.io/developer/1441559845) | [Bravo Store Systems LLC](https://appshunter.io/developer/1014996986) |

## What reviewers say

### Jupay

[App page](https://appshunter.io/ios/app/jupay/id1441559846)

Send money instantly and for free from the US, UK, and Canada to Ghana. Funds arrive in minutes directly to mobile wallets or bank accounts. Pay securely with debit cards or ACH, with real-time tracking and excellent support.

**Highlights:** Free transfers to Ghana, Instant money delivery, Mobile wallet and bank account deposits, Debit card and ACH payments, Real-time transaction tracking, FCA, FINTRAC registered

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable money transfers
- 🔒 Secure personal information
- 👍 User-friendly app
- 💰 Great exchange rates

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🤖 Poor customer service
- ⚠️ Accounts being flagged for no reason
- 🕰️ Slow money delivery

**Reported bugs**

- App not opening on some devices
- Issues with adding/updating payment methods
- Pending transactions not being processed

**Requested features**

- Update personal information easily
- Improve app stability and performance
- Enhance customer service responsiveness


### Buya

[App page](https://appshunter.io/ios/app/buya/id1639552489)

Manage layaway payments and view outstanding balances. Receive seamless shopping, coupon, and notification updates from participating businesses. Currently supports payment processing for layaway plans.

**Highlights:** View layaway payments, Make layaway payments, Receive shopping notifications, Access coupons, Seamless business integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Jupay free?

Jupay is free to download, with no in-app purchases.

### Is Buya free?

Buya is free to download, with no in-app purchases.

### Which has better reviews, Jupay or Buya?

Jupay is rated higher. Jupay averages 4.7 out of 5 from 2.8K ratings, while Buya averages 2.3 from 7 ratings.

### Do Jupay or Buya have ads?

Neither Jupay nor Buya shows ads.

### Which is updated more often, Jupay or Buya?

Jupay ships an update fortnightly, and Buya every 5 weeks. Most recently, Jupay was updated on October 19, 2026 and Buya on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*