# BDO Unibank SG vs Virtual Pag

The clearest difference is rating: Virtual Pag at 2.9 against BDO Unibank SG's 1.5. Virtual Pag also leads on ratings volume (14 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Virtual Pag holds the better App Store score, 2.9 against 1.5. That said, the two scores are not equally well evidenced: Virtual Pag has 14 ratings behind it against 2, so its average is the more settled of the two.

BDO Unibank SG ships an update every 4 months, Virtual Pag every 2 months. The most recent releases landed on November 9, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | BDO Unibank SG | Virtual Pag |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (2 ratings)](https://appshunter.io/ios/app/bdo-unibank-sg/id1441760983/reviews) | **[2.9 (14 ratings)](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285/reviews)** |
| Number of ratings | 2 | **14** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 215 MB | 147 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) | [Pag-IBIG Fund](https://appshunter.io/developer/1651750152) |

## What reviewers say

### BDO Unibank SG

[App page](https://appshunter.io/ios/app/bdo-unibank-sg/id1441760983)

Manage your finances on the go with secure and convenient banking features. Quickly check balances, view transaction history, and transfer funds to local or international accounts. Stay in control of your profile settings from anywhere.

**Highlights:** Biometric login, Account balance check, Transaction history, Profile settings management, Send money to BDO SG accounts, Local and international transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Virtual Pag

[App page](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285)

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

**Highlights:** View savings and MP2 records, Monitor loan balances, Track payments, Apply for short-term loans, Online payment options, Check loan status

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BDO Unibank SG free?

BDO Unibank SG is free to download, with no in-app purchases.

### Is Virtual Pag free?

Virtual Pag is free to download, with no in-app purchases.

### Which has better reviews, BDO Unibank SG or Virtual Pag?

Virtual Pag is rated higher. BDO Unibank SG averages 1.5 out of 5 from 2 ratings, while Virtual Pag averages 2.9 from 14 ratings.

### Do BDO Unibank SG or Virtual Pag have ads?

Neither BDO Unibank SG nor Virtual Pag shows ads.

### Which is updated more often, BDO Unibank SG or Virtual Pag?

BDO Unibank SG ships an update every 4 months, and Virtual Pag every 2 months. Most recently, BDO Unibank SG was updated on November 9, 2026 and Virtual Pag on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*