# BDO Unibank SG vs SMDC Mobile App

The clearest difference is rating: SMDC Mobile App at 2.9 against BDO Unibank SG's 1.5. SMDC Mobile App also leads on update cadence (every 2 weeks vs every 4 months) and ratings volume (11 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SMDC Mobile App holds the better App Store score, 2.9 against 1.5. That said, the two scores are not equally well evidenced: SMDC Mobile App has 11 ratings behind it against 2, so its average is the more settled of the two.

BDO Unibank SG ships an update every 4 months, SMDC Mobile App every 2 weeks. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BDO Unibank SG | SMDC Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (2 ratings)](https://appshunter.io/ios/app/bdo-unibank-sg/id1441760983/reviews) | **[2.9 (11 ratings)](https://appshunter.io/ios/app/smdc-mobile-app/id6578426151/reviews)** |
| Number of ratings | 2 | **11** |
| Positive reviews | — | 3.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 215 MB | 35 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) | [BayaniPay](https://appshunter.io/developer/1721671799) |

## What reviewers say

### BDO Unibank SG

[App page](https://appshunter.io/ios/app/bdo-unibank-sg/id1441760983)

Manage your bank accounts conveniently and securely on the go. Quickly check balances, view transaction history, and transfer funds to other BDO SG accounts or local and international banks.

**Highlights:** Biometric login, Account balance check, Transaction history, Profile settings management, Send money to BDO SG accounts, Local and international transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SMDC Mobile App

[App page](https://appshunter.io/ios/app/smdc-mobile-app/id6578426151)

Manage and pay your SMDC property dues conveniently through a single, user-friendly application. Settle various fees, including reservation fees, down payments, and real property taxes, using a wide array of payment methods. Enjoy secure transactions and access your payment history with ease.

**Highlights:** Easy property enrollment (up to 15 properties), Convenient payment of reservation fees, down payments, and taxes, Multiple payment methods (credit/debit card, Maya, BayaniPay, QRPh), Secure and verified transactions, Detailed transaction history and receipt generation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BDO Unibank SG free?

BDO Unibank SG is free to download, with no in-app purchases.

### Is SMDC Mobile App free?

SMDC Mobile App is free to download, with no in-app purchases.

### Which has better reviews, BDO Unibank SG or SMDC Mobile App?

SMDC Mobile App is rated higher. BDO Unibank SG averages 1.5 out of 5 from 2 ratings, while SMDC Mobile App averages 2.9 from 11 ratings.

### Do BDO Unibank SG or SMDC Mobile App have ads?

Neither BDO Unibank SG nor SMDC Mobile App shows ads.

### Which is updated more often, BDO Unibank SG or SMDC Mobile App?

BDO Unibank SG ships an update every 4 months, and SMDC Mobile App every 2 weeks. Most recently, BDO Unibank SG was updated on October 14, 2026 and SMDC Mobile App on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*