# OyaPay vs Willow® Mastercard®

The clearest difference is ratings volume: Willow® Mastercard® at 36 against OyaPay's 1. OyaPay's advantage is rating (5.0 vs 4.8) and iOS requirement (11.4 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OyaPay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Willow® Mastercard® has 36 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | OyaPay | Willow® Mastercard® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/oyapay/id1441984247/reviews)** | [4.8 (36 ratings)](https://appshunter.io/ios/app/willow-mastercard/id6810362752/reviews) |
| Number of ratings | 1 | **36** |
| In-app purchases | No | No |
| Ads | No | No |
| Monetization | Free | Free |
| Size | 23 MB | 74 MB |
| Requires iOS | **11.4** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [OYAPAYME LTD](https://appshunter.io/developer/1441984246) | [First Savings Bank (SD)](https://appshunter.io/developer/1477061074) |

## What reviewers say

### OyaPay

[App page](https://appshunter.io/ios/app/oyapay/id1441984247)

A mobile payment solution that lets you pay businesses with your phone, order ahead for quick pickup, and earn crypto rewards. It offers a faster and more convenient alternative to traditional payment methods.

**Highlights:** Mobile payments, Order ahead for pickup, Earn crypto rewards (OyaCoin), Fast transactions, Refer friends for rewards, Fund wallet

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Willow® Mastercard®

[App page](https://appshunter.io/ios/app/willow-mastercard/id6810362752)

Manage your credit card account conveniently and securely from your mobile device. Access balances, make payments, set up alerts, and update your information on the go.

**Highlights:** Secure biometric login, Account activity alerts, Customizable push notifications, View and download statements, Make payments and manage Autopay, Update account information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OyaPay free?

OyaPay is free to download, with no in-app purchases.

### Is Willow® Mastercard® free?

Willow® Mastercard® is free to download, with no in-app purchases.

### Which has better reviews, OyaPay or Willow® Mastercard®?

OyaPay is rated higher. OyaPay averages 5.0 out of 5 from 1 ratings, while Willow® Mastercard® averages 4.8 from 36 ratings.

### Do OyaPay or Willow® Mastercard® have ads?

Neither OyaPay nor Willow® Mastercard® shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*