# ShipMoney vs NUGPay

The clearest difference is review sentiment: NUGPay at 85% against ShipMoney's 12%. NUGPay also leads on rating (4.8 vs 3.7) and ratings volume (188 vs 21). ShipMoney's advantage is update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NUGPay holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: NUGPay has 188 ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 12% of ShipMoney's written reviews are positive against 85% of NUGPay's.

ShipMoney ships an update fortnightly, NUGPay every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | ShipMoney | NUGPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (21 ratings)](https://appshunter.io/ios/app/shipmoney/id1442139655/reviews) | **[4.8 (188 ratings)](https://appshunter.io/ios/app/nugpay/id1635551833/reviews)** |
| Number of ratings | 21 | **188** |
| Positive reviews | 11.8% of reviews | **84.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 62 MB | 18 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MARITIME PAYMENT SOLUTIONS LLC](https://appshunter.io/developer/1669343796) | [National Unity Government of Myanmar](https://appshunter.io/developer/1635551835) |

## What reviewers say

### ShipMoney

[App page](https://appshunter.io/ios/app/shipmoney/id1442139655)

This innovative prepaid card offers benefits for both crew and captains, providing anytime, anywhere access. It simplifies financial management for maritime professionals.

**Highlights:** Prepaid card functionality, Benefits for crew and captains, Anytime, anywhere access, Financial management tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### NUGPay

[App page](https://appshunter.io/ios/app/nugpay/id1635551833)

A mobile wallet application designed for users in Myanmar, offering a convenient payment system. It allows for easy transactions anytime and anywhere with a single click after simple registration.

**Highlights:** Mobile wallet, Payment system, Easy registration, Anytime, anywhere access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and simple
- 👍 Trustworthy and reliable
- 👍 Good finance service
- 🔒 Secure and safe pay
- 👍 Easy UI for Myanmar people

**What reviewers complain about**

- 🐛 Cannot withdraw money due to agent fund shortage
- 💡 Need to add money with PayPal or international transactions
- 💡 Need to get top-up code not by agent

**Reported bugs**

- Agent doesn't have enough funds for withdrawals

**Requested features**

- Allow international transactions
- Add PayPal integration for adding money
- Enable direct top-up code generation without agent dependency


## Frequently asked questions

### Is ShipMoney free?

ShipMoney is free to download, with no in-app purchases.

### Is NUGPay free?

NUGPay is free to download, with no in-app purchases.

### Which has better reviews, ShipMoney or NUGPay?

NUGPay is rated higher. ShipMoney averages 3.7 out of 5 from 21 ratings, while NUGPay averages 4.8 from 188 ratings.

### Do ShipMoney or NUGPay have ads?

Neither ShipMoney nor NUGPay shows ads.

### Which is updated more often, ShipMoney or NUGPay?

ShipMoney ships an update fortnightly, and NUGPay every 2 months. Most recently, ShipMoney was updated on November 2, 2026 and NUGPay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*