# HCAC vs YH Mobile

HCAC and YH Mobile are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HCAC ships an update monthly, YH Mobile every 2 months. The most recent releases landed on October 20, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | HCAC | YH Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | — | Free |
| Size | 332 MB | 29 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Equeo OOO](https://appshunter.io/developer/1106896462) | [Young & Haggis Insurance Services Ltd.](https://appshunter.io/developer/1243371408) |

## What reviewers say

### HCAC

[App page](https://appshunter.io/ios/app/hcac/id1442190929)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### YH Mobile

[App page](https://appshunter.io/ios/app/yh-mobile/id1487718839)

Access your insurance policies 24/7 from anywhere in the world. This app allows you to obtain pink cards, policy documents, submit claims, and contact your agent instantly.

**Highlights:** Instant policy access, 24/7 global availability, Obtain pink cards, Access policy documents, Submit claims, Contact your agent

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is HCAC free?

HCAC is free to download, with no in-app purchases.

### Is YH Mobile free?

YH Mobile is free to download, with no in-app purchases.

### Do HCAC or YH Mobile have ads?

Neither HCAC nor YH Mobile shows ads.

### Which is updated more often, HCAC or YH Mobile?

HCAC ships an update monthly, and YH Mobile every 2 months. Most recently, HCAC was updated on October 20, 2026 and YH Mobile on October 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*