# Lova vs Valuta AI

The clearest difference is price: Lova at Free against Valuta AI's $0.99. Lova also leads on iOS requirement (15.5 vs 17.0). Valuta AI's advantage is update cadence (weekly vs every 3 weeks). On ads, in-app purchases and device support there is nothing between them.

Lova is free to download; Valuta AI costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Lova ships an update every 3 weeks, Valuta AI weekly. Both last shipped on November 6, 2026.

## The numbers

| Metric | Lova | Valuta AI |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.6 (161 ratings)](https://appshunter.io/ios/app/lova/id1442553810/reviews)** | — |
| Number of ratings | **161** | — |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 92 MB | 2 MB |
| Requires iOS | **15.5** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Instant Systems Sweden AB](https://appshunter.io/developer/1057939435) | [Mats Amlie](https://appshunter.io/developer/6789030975) |

## What reviewers say

### Lova

[App page](https://appshunter.io/ios/app/lova/id1442553810)

Securely add your credit or debit cards to make payments at supported merchants and vending machines. This app offers a convenient way to replace your physical wallet for seamless transactions.

**Highlights:** Securely add credit/debit cards, Pay at supported merchants, Pay at vending machines, Replace physical wallet, Simple transaction performance

**Features:** Vision Pro support

**In-app purchases:** none


### Valuta AI

[App page](https://appshunter.io/ios/app/valuta-ai/id6794713511)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Lova free?

Lova is free to download, with no in-app purchases.

### Is Valuta AI free?

Valuta AI costs $0.99, with no in-app purchases.

### Do Lova or Valuta AI have ads?

Neither Lova nor Valuta AI shows ads.

### Which is updated more often, Lova or Valuta AI?

Lova ships an update every 3 weeks, and Valuta AI weekly. Most recently, Lova was updated on November 6, 2026 and Valuta AI on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*