# CDGpay vs Merchant.app

The clearest difference is update cadence: Merchant.app at every 2 weeks against CDGpay's every 2 months. Merchant.app also leads on ratings volume (6 vs 1). CDGpay's advantage is iOS requirement (11.0 vs 13.4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for CDGpay against 5.0 for Merchant.app. That said, the two scores are not equally well evidenced: Merchant.app has 6 ratings behind it against 1, so its average is the more settled of the two.

CDGpay ships an update every 2 months, Merchant.app every 2 weeks. The most recent releases landed on June 22, 2026 and July 8, 2026 respectively.

## The numbers

| Metric | CDGpay | Merchant.app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/cdgpay/id1443880576/reviews) | [5.0 (6 ratings)](https://appshunter.io/ios/app/merchantapp/id6443734854/reviews) |
| Number of ratings | 1 | **6** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 53 MB | 84 MB |
| Requires iOS | **11.0** | 13.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TSYS Acquiring Solutions, L.L.C.](https://appshunter.io/developer/375103439) | [Merchant Platforms, Inc.](https://appshunter.io/developer/1648883273) |

## What reviewers say

### CDGpay

[App page](https://appshunter.io/ios/app/cdgpay/id1443880576)

This app allows businesses to securely accept credit card payments on mobile devices. It supports major card brands at a low flat rate and offers features like manual entry, secure storage of payment information, and offline processing. Monitor transactions, manage balances, and issue refunds directly from the app.

**Highlights:** Accept major credit card brands, Low flat processing rates, Manual card entry option, Secure customer payment storage, Offline transaction processing, Monitor account balances and transactions, Process refunds and cancellations

**In-app purchases:** none


### Merchant.app

[App page](https://appshunter.io/ios/app/merchantapp/id6443734854)

This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.

**Highlights:** Process payments via terminal, text, or email, Lightning-fast transactions, Customer payments via phone or email, Real-time transaction dashboard, Refund tracking, Industry-leading data security

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CDGpay free?

CDGpay is free to download, with no in-app purchases.

### Is Merchant.app free?

Merchant.app is free to download, with no in-app purchases.

### Which has better reviews, CDGpay or Merchant.app?

CDGpay and Merchant.app are both rated 5.0 out of 5 on the App Store, from 1 and 6 ratings respectively.

### Do CDGpay or Merchant.app have ads?

Neither CDGpay nor Merchant.app shows ads.

### Which is updated more often, CDGpay or Merchant.app?

CDGpay ships an update every 2 months, and Merchant.app every 2 weeks. Most recently, CDGpay was updated on June 22, 2026 and Merchant.app on July 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*