# FCMB Mobile vs Access More

The clearest difference is rating: Access More at 4.7 against FCMB Mobile's 3.4. Access More also leads on review sentiment (66% vs 32%) and ratings volume (118K vs 1.2K). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Access More holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: Access More has 118K ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews point the same way: 32% of FCMB Mobile's written reviews are positive against 66% of Access More's.

FCMB Mobile ships an update every 2 weeks, Access More monthly. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | FCMB Mobile | Access More |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (1.2K ratings)](https://appshunter.io/ios/app/fcmb-mobile/id1444638628/reviews) | **[4.7 (118K ratings)](https://appshunter.io/ios/app/access-more/id1501024389/reviews)** |
| Number of ratings | 1.2K | **118K** |
| Positive reviews | 32.3% of reviews | **65.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 149 MB | 232 MB |
| Requires iOS | **15** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First City Monument Bank](https://appshunter.io/developer/947847872) | [Access Bank Plc](https://appshunter.io/developer/730325314) |

## What reviewers say

### FCMB Mobile

[App page](https://appshunter.io/ios/app/fcmb-mobile/id1444638628)

Manage personal and business finances conveniently and securely. This app offers real-time account and card management from anywhere, anytime, with a user-friendly interface.

**Highlights:** Personal finance management, Business finance management, Account management, Card management, Real-time transactions, Secure banking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Seamless transactions
- 🔒 Secure banking experience
- 💡 Excellent app features
- 🤩 Great overall experience

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Difficult to search for banks
- 🕰️ Slow transaction processing
- 🤔 Inconsistent performance
- 💤 Lack of dark mode option

**Reported bugs**

- Unable to login consistently
- Transactions failing without explanation
- Incorrect account balance display
- Debit card issues and delays
- Compatibility problems with newer devices

**Requested features**

- Add search functionality for banks
- Implement dark mode option
- Improve transaction history visibility
- Enhance customer support channels
- Streamline account management features


### Access More

[App page](https://appshunter.io/ios/app/access-more/id1501024389)

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

**Highlights:** Quick account opening, Personalized dashboards and themes, Investment services, Loan and visa applications, Bill payments and transfers, Card and cheque services, Airtime top-up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 Excellent banking experience
- 🔒 Secure transactions
- 💡 Convenient mobile banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Unreliable help features
- 💰 High banking charges
- 🕰️ Slow transaction processing

**Reported bugs**

- Disappearing beneficiary list
- Inability to upgrade transaction limits
- Inconsistent app performance across devices
- Login and OTP issues

**Requested features**

- Ability to save beneficiaries
- Calendar view for transaction history
- Facial recognition login option
- Improved notification management


## Frequently asked questions

### Is FCMB Mobile free?

FCMB Mobile is free to download, with no in-app purchases.

### Is Access More free?

Access More is free to download, with no in-app purchases.

### Which has better reviews, FCMB Mobile or Access More?

Access More is rated higher. FCMB Mobile averages 3.4 out of 5 from 1.2K ratings, while Access More averages 4.7 from 118K ratings.

### Do FCMB Mobile or Access More have ads?

Neither FCMB Mobile nor Access More shows ads.

### Which is updated more often, FCMB Mobile or Access More?

FCMB Mobile ships an update every 2 weeks, and Access More monthly. Most recently, FCMB Mobile was updated on October 15, 2026 and Access More on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*