# Montex Wallet vs Payhammer

The clearest difference is rating: Montex Wallet at 5.0 against Payhammer's 3.2. Montex Wallet also leads on update cadence (fortnightly vs every 6 months) and iOS requirement (11.0 vs 13.0). Payhammer's advantage is review sentiment (50% vs 33%) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Montex Wallet holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Payhammer has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 33% of Montex Wallet's written reviews are positive against 50% of Payhammer's, so the app with the better star average is not the one people write more warmly about.

Montex Wallet ships an update fortnightly, Payhammer every 6 months. The most recent releases landed on October 10, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Montex Wallet | Payhammer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/montex-wallet/id1444709285/reviews)** | [3.2 (5 ratings)](https://appshunter.io/ios/app/payhammer/id6471499032/reviews) |
| Number of ratings | 1 | **5** |
| Positive reviews | 33.3% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 months |
| Monetization | Free | Free |
| Size | 43 MB | 60 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Garhi Japan K.K.](https://appshunter.io/developer/1444709284) | [Payhammer LLC](https://appshunter.io/developer/1715474530) |

## What reviewers say

### Montex Wallet

[App page](https://appshunter.io/ios/app/montex-wallet/id1444709285)

Manage various ETH-based tokens with a user-friendly interface. Easily send and receive funds via QR codes and track transaction history. Your private keys are securely stored on your device.

**Highlights:** User-friendly interface, Easy QR code transfers, On-device private key storage, Supports ERC20, ERC223, ERC721 tokens, Multi-language support (JP, EN, CN), Deposit and withdrawal functionality, Transaction history tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### Payhammer

[App page](https://appshunter.io/ios/app/payhammer/id6471499032)

This app offers modern financial solutions for underserved communities and small businesses. It provides a personalized experience to help users achieve financial freedom with features like mobile check deposit and earned wage access.

**Highlights:** Inclusive financial access, Earned wage access (coming soon), Mobile check deposit (coming soon), Small business tools, Personalized financial experience

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Montex Wallet free?

Montex Wallet is free to download, with no in-app purchases.

### Is Payhammer free?

Payhammer is free to download, with no in-app purchases.

### Which has better reviews, Montex Wallet or Payhammer?

Montex Wallet is rated higher. Montex Wallet averages 5.0 out of 5 from 1 ratings, while Payhammer averages 3.2 from 5 ratings.

### Do Montex Wallet or Payhammer have ads?

Neither Montex Wallet nor Payhammer shows ads.

### Which is updated more often, Montex Wallet or Payhammer?

Montex Wallet ships an update fortnightly, and Payhammer every 6 months. Most recently, Montex Wallet was updated on October 10, 2026 and Payhammer on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*