# Smart Card Utility vs Secret Generator

The clearest difference is rating: Secret Generator at 5.0 against Smart Card Utility's 2.9. Secret Generator also leads on in-app purchases (none vs 4). Smart Card Utility's advantage is ratings volume (63 vs 1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Smart Card Utility sells 4 in-app purchases, starting at $2.99 per month. Secret Generator asks for nothing beyond the download.

Secret Generator holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: Smart Card Utility has 63 ratings behind it against 1, so its average is the more settled of the two.

Smart Card Utility ships an update every 2 months, Secret Generator monthly. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Smart Card Utility | Secret Generator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (63 ratings)](https://appshunter.io/ios/app/smart-card-utility/id1444710309/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/secret-generator/id6802483919/reviews)** |
| Number of ratings | **63** | 1 |
| Positive reviews | 38.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 8 MB | 21 MB |
| Requires iOS | 15.0 | 15.0.0 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Twocanoes Software, Inc.](https://appshunter.io/developer/521862499) | [My Empire, Inc.](https://appshunter.io/developer/1718964657) |

## What reviewers say

### Smart Card Utility

[App page](https://appshunter.io/ios/app/smart-card-utility/id1444710309)

Access secure government and military websites on your iPhone or iPad using your PIV-enabled smart card. Log in quickly to Office 365, Webmail, Teams, and more, eliminating the need for a laptop.

**Highlights:** Smart card authentication for O365, Webmail, Teams, Access CAC protected websites via Safari, Fast login on iPhone and iPad, Supports PIV, CACv2/ECA, and PKCS15 cards, Compatible with various smart card readers, Access military and civilian web sites

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 3rd Party Readers Support | $2.99 | per month |
| Smart Card Utility | $49.99 | one-time |
| Smart Card Utility Mobile | $49.99 | one-time |
| Third Party Readers | $49.99 | one-time |

**What reviewers like**

- 👍 Works with DoD CAC
- 🚀 Access OWA and MyPay
- 👍 Works with Safari
- 🚀 Great for mobile iOS users
- 👍 Easy certificate download

**What reviewers complain about**

- 🐛 Doesn't work with newer iPhones
- 🐛 Overly expensive
- 🐛 Not user-friendly
- 🐛 Subscription required
- 🐛 Waste of money

**Reported bugs**

- Device will not connect to newer iPhones
- PIN suddenly won't work
- Does not see SCR 3310 card reader
- Bluetooth reader bug on macOS
- New update broke BT read on iOS

**Requested features**

- Support for more CAC enabled sites
- Show cert chain graphically
- Support alphanumeric+symbols PINs


### Secret Generator

[App page](https://appshunter.io/ios/app/secret-generator/id6802483919)

Easily create strong, secure passwords and PINs. Generate passwords with customizable lengths from 8 to 24 characters, or PINs with 4 or 6 digits.

**Highlights:** Generate strong passwords, Create secure PINs, Customizable password length (8-24 characters), PIN generation (4 or 6 digits), Fast and easy to use

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smart Card Utility free?

Smart Card Utility is free to download, with in-app purchases available.

### Is Secret Generator free?

Secret Generator is free to download, with no in-app purchases.

### Which has better reviews, Smart Card Utility or Secret Generator?

Secret Generator is rated higher. Smart Card Utility averages 2.9 out of 5 from 63 ratings, while Secret Generator averages 5.0 from 1 ratings.

### Do Smart Card Utility or Secret Generator have ads?

Neither Smart Card Utility nor Secret Generator shows ads.

### Which is updated more often, Smart Card Utility or Secret Generator?

Smart Card Utility ships an update every 2 months, and Secret Generator monthly. Most recently, Smart Card Utility was updated on November 2, 2026 and Secret Generator on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*