# NH스마트뱅킹 vs 우리WON뱅킹

The clearest difference is rating: 우리WON뱅킹 at 4.6 against NH스마트뱅킹's 3.3. 우리WON뱅킹 also leads on ratings volume (296 vs 44). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

우리WON뱅킹 holds the better App Store score, 4.6 against 3.3. That said, the two scores are not equally well evidenced: 우리WON뱅킹 has 296 ratings behind it against 44, so its average is the more settled of the two. Written reviews complicate that: 20% of NH스마트뱅킹's written reviews are positive against 17% of 우리WON뱅킹's, so the app with the better star average is not the one people write more warmly about.

NH스마트뱅킹 ships an update every 2 weeks, 우리WON뱅킹 every 3 weeks. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | NH스마트뱅킹 | 우리WON뱅킹 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (44 ratings)](https://appshunter.io/ios/app/nh/id1444712671/reviews) | **[4.6 (296 ratings)](https://appshunter.io/ios/app/won/id1470181651/reviews)** |
| Number of ratings | 44 | **296** |
| Positive reviews | **19.8% of reviews** | 16.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 144 MB | 239 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [National Agricultural Cooperative Federation](https://appshunter.io/developer/397995605) | [Woori Bank](https://appshunter.io/developer/366979490) |

## What reviewers say

### NH스마트뱅킹

[App page](https://appshunter.io/ios/app/nh/id1444712671)

Manage your finances, from banking to asset management, all in one place. This app offers personalized features, easy transfers, and comprehensive financial planning tools. It also provides global banking services and 24/7 customer support.

**Highlights:** Personalized main screen with quick access to transactions, Large font mode for easier viewing, Simplified banking with easy password login and transfers, Open banking for managing accounts from other banks, Integrated asset management and financial planning, Non-face-to-face account opening and product subscriptions, Global banking services in 9 languages

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Convenient for basic banking (some users)
- 👍 Improved UI over time (some users)

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Login issues and errors
- 🐛 Slow loading times
- 🐛 Inconsistent performance
- 🐛 Issues with authentication and certificates

**Reported bugs**

- App crashes frequently, especially after updates or during specific actions (e.g., sending money, taking ID photos).
- Login failures, including white screens, freezing, and error messages.
- Slow loading times, sometimes exceeding several minutes.
- Authentication issues with certificates, patterns, and phone number verification.
- App becomes unresponsive or shows only loading screens.

**Requested features**

- Improve app stability and reduce crashes
- Streamline the login and authentication process
- Optimize app performance for faster loading
- Enhance user interface and navigation for better usability
- Address issues with international access and functionality


### 우리WON뱅킹

[App page](https://appshunter.io/ios/app/won/id1470181651)

Manage your finances, transfer money easily with various convenient features, and access all our financial group's products and services in one place. It also offers personalized financial services for different age groups and business owners.

**Highlights:** Easy money transfers with contact, split payment, and photo transfer options, View all financial assets and spending habits at a glance, Access all Woori Financial Group products and services, Business banking services for sole proprietors, Resume product applications from where you left off, Personalized financial services for various age groups

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Convenient mobile banking
- 👍 User-friendly interface
- 🚀 Fast and responsive app

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⚠️ Unreliable authentication process
- 🔍 Difficult to navigate
- 🕰️ Slow performance
- 🔒 Security concerns

**Reported bugs**

- IC chip authentication issues
- Camera not working even with permissions
- Login and authentication problems
- Unexpected app crashes

**Requested features**

- Improve in-app notifications
- Add fingerprint/facial recognition login
- Streamline account management features
- Enhance user experience for overseas customers


## Frequently asked questions

### Is NH스마트뱅킹 free?

NH스마트뱅킹 is free to download, with no in-app purchases.

### Is 우리WON뱅킹 free?

우리WON뱅킹 is free to download, with no in-app purchases.

### Which has better reviews, NH스마트뱅킹 or 우리WON뱅킹?

우리WON뱅킹 is rated higher. NH스마트뱅킹 averages 3.3 out of 5 from 44 ratings, while 우리WON뱅킹 averages 4.6 from 296 ratings.

### Do NH스마트뱅킹 or 우리WON뱅킹 have ads?

Neither NH스마트뱅킹 nor 우리WON뱅킹 shows ads.

### Which is updated more often, NH스마트뱅킹 or 우리WON뱅킹?

NH스마트뱅킹 ships an update every 2 weeks, and 우리WON뱅킹 every 3 weeks. Most recently, NH스마트뱅킹 was updated on September 21, 2026 and 우리WON뱅킹 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*