# NH스마트뱅킹 vs NH기업뱅킹

The clearest difference is rating: NH스마트뱅킹 at 3.3 against NH기업뱅킹's 1.0. NH스마트뱅킹 also leads on update cadence (every 2 weeks vs every 2 months) and ratings volume (44 vs 2). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NH스마트뱅킹 holds the better App Store score, 3.3 against 1.0. That said, the two scores are not equally well evidenced: NH스마트뱅킹 has 44 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 20% of NH스마트뱅킹's written reviews are positive against 24% of NH기업뱅킹's, so the app with the better star average is not the one people write more warmly about.

NH스마트뱅킹 ships an update every 2 weeks, NH기업뱅킹 every 2 months. The most recent releases landed on October 18, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | NH스마트뱅킹 | NH기업뱅킹 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (44 ratings)](https://appshunter.io/ios/app/nh/id1444712671/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/nh/id1611270718/reviews) |
| Number of ratings | **44** | 2 |
| Positive reviews | 19.8% of reviews | **23.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 144 MB | 115 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [National Agricultural Cooperative Federation](https://appshunter.io/developer/397995605) | [NH농협은행](https://appshunter.io/developer/698023007) |

## What reviewers say

### NH스마트뱅킹

[App page](https://appshunter.io/ios/app/nh/id1444712671)

Manage your finances, from banking to asset management, all in one place. This app offers personalized features, easy transfers, and comprehensive financial planning tools. It also provides global banking services and 24/7 customer support.

**Highlights:** Personalized main screen with quick access to transactions, Large font mode for easier viewing, Simplified banking with easy password login and transfers, Open banking for managing accounts from other banks, Integrated asset management and financial planning, Non-face-to-face account opening and product subscriptions, Global banking services in 9 languages

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Convenient for basic banking (some users)
- 👍 Improved UI over time (some users)

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Login issues and errors
- 🐛 Slow loading times
- 🐛 Inconsistent performance
- 🐛 Issues with authentication and certificates

**Reported bugs**

- App crashes frequently, especially after updates or during specific actions (e.g., sending money, taking ID photos).
- Login failures, including white screens, freezing, and error messages.
- Slow loading times, sometimes exceeding several minutes.
- Authentication issues with certificates, patterns, and phone number verification.
- App becomes unresponsive or shows only loading screens.

**Requested features**

- Improve app stability and reduce crashes
- Streamline the login and authentication process
- Optimize app performance for faster loading
- Enhance user interface and navigation for better usability
- Address issues with international access and functionality


### NH기업뱅킹

[App page](https://appshunter.io/ios/app/nh/id1611270718)

Manage diverse corporate banking tasks including account inquiries, fund transfers, and payment approvals. Access financial products, loan services, foreign exchange, and tax payments. Offers non-face-to-face services for new account openings and document submissions.

**Highlights:** Account inquiry and balance checks, Fund transfers (instant, multi-account, scheduled), Payment and approval management, Financial product browsing and enrollment, Loan application and management, Foreign exchange services, Bill payments (utilities, taxes), Electronic bill issuance and management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NH스마트뱅킹 free?

NH스마트뱅킹 is free to download, with no in-app purchases.

### Is NH기업뱅킹 free?

NH기업뱅킹 is free to download, with no in-app purchases.

### Which has better reviews, NH스마트뱅킹 or NH기업뱅킹?

NH스마트뱅킹 is rated higher. NH스마트뱅킹 averages 3.3 out of 5 from 44 ratings, while NH기업뱅킹 averages 1.0 from 2 ratings.

### Do NH스마트뱅킹 or NH기업뱅킹 have ads?

Neither NH스마트뱅킹 nor NH기업뱅킹 shows ads.

### Which is updated more often, NH스마트뱅킹 or NH기업뱅킹?

NH스마트뱅킹 ships an update every 2 weeks, and NH기업뱅킹 every 2 months. Most recently, NH스마트뱅킹 was updated on October 18, 2026 and NH기업뱅킹 on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*