# NH스마트뱅킹 vs 나만 쓰는 엔빵

The clearest difference is in-app purchases: NH스마트뱅킹 at none against 나만 쓰는 엔빵's 1. NH스마트뱅킹 also leads on ads (none vs shown) and device support (3 vs 1). 나만 쓰는 엔빵's advantage is update cadence (daily vs every 2 weeks). On price there is nothing between them.

Both are free to download. 나만 쓰는 엔빵 sells 1 one-off in-app purchase. NH스마트뱅킹 asks for nothing beyond the download.

NH스마트뱅킹 ships an update every 2 weeks, 나만 쓰는 엔빵 daily. The most recent releases landed on November 6, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | NH스마트뱅킹 | 나만 쓰는 엔빵 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (44 ratings)](https://appshunter.io/ios/app/nh/id1444712671/reviews)** | — |
| Number of ratings | **44** | — |
| Positive reviews | 19.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Daily** |
| Monetization | Free | — |
| Size | 152 MB | 4 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [National Agricultural Cooperative Federation](https://appshunter.io/developer/397995605) | [junhyuk jang](https://appshunter.io/developer/6793140719) |

## What reviewers say

### NH스마트뱅킹

[App page](https://appshunter.io/ios/app/nh/id1444712671)

Manage your finances, from banking to asset management, all in one place. This app offers personalized features, easy transfers, and comprehensive financial planning tools. It also provides global banking services and 24/7 customer support.

**Highlights:** Personalized main screen with quick access to transactions, Large font mode for easier viewing, Simplified banking with easy password login and transfers, Open banking for managing accounts from other banks, Integrated asset management and financial planning, Non-face-to-face account opening and product subscriptions, Global banking services in 9 languages

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Convenient for basic banking (some users)
- 👍 Improved UI over time (some users)

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Login issues and errors
- 🐛 Slow loading times
- 🐛 Inconsistent performance
- 🐛 Issues with authentication and certificates

**Reported bugs**

- App crashes frequently, especially after updates or during specific actions (e.g., sending money, taking ID photos).
- Login failures, including white screens, freezing, and error messages.
- Slow loading times, sometimes exceeding several minutes.
- Authentication issues with certificates, patterns, and phone number verification.
- App becomes unresponsive or shows only loading screens.

**Requested features**

- Improve app stability and reduce crashes
- Streamline the login and authentication process
- Optimize app performance for faster loading
- Enhance user interface and navigation for better usability
- Address issues with international access and functionality


### 나만 쓰는 엔빵

[App page](https://appshunter.io/ios/app/id6793140717)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 엔빵 프로 | $0.49 | one-time |


## Frequently asked questions

### Is NH스마트뱅킹 free?

NH스마트뱅킹 is free to download, with no in-app purchases.

### Is 나만 쓰는 엔빵 free?

나만 쓰는 엔빵 is free to download, with in-app purchases available.

### Do NH스마트뱅킹 or 나만 쓰는 엔빵 have ads?

나만 쓰는 엔빵 shows ads; NH스마트뱅킹 does not.

### Which is updated more often, NH스마트뱅킹 or 나만 쓰는 엔빵?

NH스마트뱅킹 ships an update every 2 weeks, and 나만 쓰는 엔빵 daily. Most recently, NH스마트뱅킹 was updated on November 6, 2026 and 나만 쓰는 엔빵 on November 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*