# iDeal vs ReFi算账

The clearest difference is rating: ReFi算账 at 5.0 against iDeal's 1.0. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReFi算账 holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 4, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | iDeal | ReFi算账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/ideal/id1444721209/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/refi/id6761893170/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 125 MB | 134 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [中汇信息技术(上海)有限公司](https://appshunter.io/developer/1074171745) | [Beijing Financial World Technology Co.,Ltd.](https://appshunter.io/developer/923934026) |

## What reviewers say

### iDeal

[App page](https://appshunter.io/ios/app/ideal/id1444721209)

This official communication tool connects professionals in the financial industry. It facilitates finding reliable trading partners and suitable quotes, streamlining financial transactions. It also integrates with HealthKit for step tracking leaderboards.

**Highlights:** Official financial industry communication, Find trading partners, Discover suitable quotes, Streamline transactions, HealthKit integration for step tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ReFi算账

[App page](https://appshunter.io/ios/app/refi/id6761893170)

This AI-powered financial planning tool creates a dynamic family balance sheet, tracking assets, liabilities, income, and expenses. It uses AI to analyze financial data, providing clear insights and actionable planning advice for families. The app aims to help users understand their current financial situation and plan for the future.

**Highlights:** Dynamic family asset-liability balance sheet, AI financial data analysis, Personalized financial planning advice, Track assets, liabilities, income, and expenses, Clear financial record keeping, Financial data interpretation and support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iDeal free?

iDeal is free to download, with no in-app purchases.

### Is ReFi算账 free?

ReFi算账 is free to download, with no in-app purchases.

### Which has better reviews, iDeal or ReFi算账?

ReFi算账 is rated higher. iDeal averages 1.0 out of 5 from 1 ratings, while ReFi算账 averages 5.0 from 1 ratings.

### Do iDeal or ReFi算账 have ads?

Neither iDeal nor ReFi算账 shows ads.

### Which is updated more often, iDeal or ReFi算账?

iDeal ships an update every 2 weeks, and ReFi算账 every 2 weeks. Most recently, iDeal was updated on October 4, 2026 and ReFi算账 on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*