# CROSS vs Numur Merchant

The clearest difference is ratings volume: CROSS at 114 against Numur Merchant's 2. Numur Merchant's advantage is iOS requirement (13.0 vs 15.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for CROSS against 5.0 for Numur Merchant. That said, the two scores are not equally well evidenced: CROSS has 114 ratings behind it against 2, so its average is the more settled of the two.

CROSS ships an update every 2 weeks, Numur Merchant every 3 weeks. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | CROSS | Numur Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (114 ratings)](https://appshunter.io/ios/app/cross-global-remittance/id1444989949/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/numur-merchant/id1503280490/reviews)** |
| Number of ratings | **114** | 2 |
| Positive reviews | 99.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 181 MB | 15 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CROSS ENF INC.](https://appshunter.io/developer/1444989948) | [Numur Credit](https://appshunter.io/developer/1418371907) |

## What reviewers say

### CROSS

[App page](https://appshunter.io/ios/app/cross-global-remittance/id1444989949)

This financial app helps foreigners in Korea manage their money. It offers international remittances, domestic transfers, offline payments, and public transportation access via a prepaid card. Enjoy competitive exchange rates, low fees, and multilingual customer support.

**Highlights:** International Remittance, Domestic Transfers, Offline Payments, Public Transportation Card, Prepaid Wallet Card, Competitive Exchange Rates, Multilingual Support

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast remittance speed
- 👍 Easy to use interface
- 💰 Competitive exchange rates
- 🆓 Free or low fees
- 🎁 Points and promotions

**What reviewers complain about**

- 🐛 Initial screen issue
- 🐌 Slow notification delivery
- ⚠️ Point expiration confusion

**Reported bugs**

- Initial screen requires extra step to close country selection
- Occasional slow notification delivery
- Point expiration date confusion

**Requested features**

- Improve initial screen flow for country selection
- Faster cancellation and re-deposit for failed transfers
- More clarity on point expiration dates


### Numur Merchant

[App page](https://appshunter.io/ios/app/numur-merchant/id1503280490)

Access a personal line of credit up to 2 million Mongolian Tugrik. This financial service offers a flexible credit line that can be drawn upon anytime, anywhere, with repayment scheduled over a chosen period. It requires no collateral or extensive documentation after an initial contract.

**Highlights:** Personal line of credit, Up to 2 million MNT limit, Flexible repayment terms, No collateral required, Minimal documentation, Easy contract for access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CROSS free?

CROSS is free to download, with no in-app purchases.

### Is Numur Merchant free?

Numur Merchant is free to download, with no in-app purchases.

### Which has better reviews, CROSS or Numur Merchant?

Numur Merchant is rated higher. CROSS averages 4.9 out of 5 from 114 ratings, while Numur Merchant averages 5.0 from 2 ratings.

### Do CROSS or Numur Merchant have ads?

Neither CROSS nor Numur Merchant shows ads.

### Which is updated more often, CROSS or Numur Merchant?

CROSS ships an update every 2 weeks, and Numur Merchant every 3 weeks. Most recently, CROSS was updated on November 11, 2026 and Numur Merchant on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*