# TNB Rewards vs RUM Pay

The clearest difference is update cadence: TNB Rewards at every 2 weeks against RUM Pay's every 23 months. TNB Rewards also leads on iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TNB Rewards ships an update every 2 weeks, RUM Pay every 23 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | TNB Rewards | RUM Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/tnb-rewards/id1445001811/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 23 months |
| Monetization | Free | — |
| Size | 25 MB | 127 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The National Bank](https://appshunter.io/developer/1247212707) | [RUM INVEST](https://appshunter.io/developer/1591174173) |

## What reviewers say

### TNB Rewards

[App page](https://appshunter.io/ios/app/tnb-rewards/id1445001811)

Earn and redeem points on your credit card purchases, both online and in-store. Manage your points, transfer them to others, and even use them for cash withdrawals or to pay for items. The app offers a secure and flexible way to maximize your credit card rewards.

**Highlights:** Earn points on POS and online purchases, Redeem points for purchases, cash withdrawal, or virtual card, Transfer points and manage beneficiaries, Fingerprint login for secure access, Points inquiry and management, Points calculator

**Features:** macOS Compatibility

**In-app purchases:** none


### RUM Pay

[App page](https://appshunter.io/ios/app/rum-pay/id1595444763)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is TNB Rewards free?

TNB Rewards is free to download, with no in-app purchases.

### Is RUM Pay free?

RUM Pay is free to download, with no in-app purchases.

### Do TNB Rewards or RUM Pay have ads?

Neither TNB Rewards nor RUM Pay shows ads.

### Which is updated more often, TNB Rewards or RUM Pay?

TNB Rewards ships an update every 2 weeks, and RUM Pay every 23 months. Most recently, TNB Rewards was updated on October 24, 2026 and RUM Pay on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*