# inVest by CNCBI vs Payback+

The clearest difference is update cadence: Payback+ at every 2 days against inVest by CNCBI's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

inVest by CNCBI ships an update every 2 months, Payback+ every 2 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | inVest by CNCBI | Payback+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (3 ratings)](https://appshunter.io/ios/app/invest-by-cncbi/id1445105828/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 28.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 days** |
| Monetization | Free | — |
| Size | 35 MB | 74 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [China CITIC Bank International Limited](https://appshunter.io/developer/649323841) | [Payback Tech Limited](https://appshunter.io/developer/6798634541) |

## What reviewers say

### inVest by CNCBI

[App page](https://appshunter.io/ios/app/invest-by-cncbi/id1445105828)

This app offers comprehensive real-time market updates and trading capabilities for Hong Kong, US, and China A-shares. Users can track stocks, monitor portfolios, and receive customized alerts for price movements and news.

**Highlights:** Real-time market updates, Trade HK, US, and China A-shares, Portfolio monitoring, Customizable watchlists, Price and news alerts, IPO subscriptions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payback+

[App page](https://appshunter.io/ios/app/payback-plus/id6798634539)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is inVest by CNCBI free?

inVest by CNCBI is free to download, with no in-app purchases.

### Is Payback+ free?

Payback+ is free to download, with no in-app purchases.

### Do inVest by CNCBI or Payback+ have ads?

Neither inVest by CNCBI nor Payback+ shows ads.

### Which is updated more often, inVest by CNCBI or Payback+?

inVest by CNCBI ships an update every 2 months, and Payback+ every 2 days. Most recently, inVest by CNCBI was updated on November 2, 2026 and Payback+ on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*