# KB손해보험 공식앱 (대표+다이렉트 통합) vs 한화손보 캐롯

KB손해보험 공식앱 (대표+다이렉트 통합) and 한화손보 캐롯 both sit at 4.0 stars, but that hides the real split: 88% of KB손해보험 공식앱 (대표+다이렉트 통합)'s written reviews are positive against 37% of 한화손보 캐롯's. KB손해보험 공식앱 (대표+다이렉트 통합) also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). 한화손보 캐롯's advantage is update cadence (weekly vs monthly). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.0 for KB손해보험 공식앱 (대표+다이렉트 통합) against 3.9 for 한화손보 캐롯. Both are backed by a comparable volume of ratings — 13 and 9 respectively. Written reviews are what separate them: 88% of KB손해보험 공식앱 (대표+다이렉트 통합)'s written reviews are positive against 37% of 한화손보 캐롯's.

KB손해보험 공식앱 (대표+다이렉트 통합) ships an update monthly, 한화손보 캐롯 weekly. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | KB손해보험 공식앱 (대표+다이렉트 통합) | 한화손보 캐롯 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (13 ratings)](https://appshunter.io/ios/app/kb-plus/id1445130863/reviews)** | [3.9 (9 ratings)](https://appshunter.io/ios/app/id1485833206/reviews) |
| Number of ratings | **13** | 9 |
| Positive reviews | **88.3% of reviews** | 37.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 112 MB | 100 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [KB INSURANCE CO,.LTD.](https://appshunter.io/developer/372754658) | [CARROT INSURANCE CO.,LTD](https://appshunter.io/developer/1485833205) |

## What reviewers say

### KB손해보험 공식앱 (대표+다이렉트 통합)

[App page](https://appshunter.io/ios/app/kb-plus/id1445130863)

Manage all your insurance needs in one place. Apply for direct insurance products 24/7, file claims, view contracts, and access MyData services. Get quick claim processing and convenient contract management.

**Highlights:** Direct insurance enrollment 24/7, Easy insurance claim filing, Quick claim processing and results, Comprehensive insurance contract management, Insurance contract loans, MyData for asset and insurance analysis, Health missions and rewards

**Features:** Vision Pro support

**In-app purchases:** none


### 한화손보 캐롯

[App page](https://appshunter.io/ios/app/id1485833206)

Easily compare and sign up for personalized insurance plans. Access useful content to save money and manage your policies. Features include usage-based auto insurance, smart home discounts, safe driving rewards, and travel insurance with point rewards.

**Highlights:** Personalized insurance recommendations, Usage-based auto insurance, Smart home insurance discounts, Safe driving insurance discounts, Travel insurance with point rewards, Driving behavior analysis, Vehicle maintenance tracking, Comprehensive policy management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KB손해보험 공식앱 (대표+다이렉트 통합) free?

KB손해보험 공식앱 (대표+다이렉트 통합) is free to download, with no in-app purchases.

### Is 한화손보 캐롯 free?

한화손보 캐롯 is free to download, with no in-app purchases.

### Which has better reviews, KB손해보험 공식앱 (대표+다이렉트 통합) or 한화손보 캐롯?

KB손해보험 공식앱 (대표+다이렉트 통합) is rated higher. KB손해보험 공식앱 (대표+다이렉트 통합) averages 4.0 out of 5 from 13 ratings, while 한화손보 캐롯 averages 3.9 from 9 ratings.

### Do KB손해보험 공식앱 (대표+다이렉트 통합) or 한화손보 캐롯 have ads?

한화손보 캐롯 shows ads; KB손해보험 공식앱 (대표+다이렉트 통합) does not.

### Which is updated more often, KB손해보험 공식앱 (대표+다이렉트 통합) or 한화손보 캐롯?

KB손해보험 공식앱 (대표+다이렉트 통합) ships an update monthly, and 한화손보 캐롯 weekly. Most recently, KB손해보험 공식앱 (대표+다이렉트 통합) was updated on October 16, 2026 and 한화손보 캐롯 on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*