# KB손해보험 공식앱 (대표+다이렉트 통합) vs SGI M(SGI서울보증)

The clearest difference is rating: KB손해보험 공식앱 (대표+다이렉트 통합) at 4.0 against SGI M(SGI서울보증)'s 2.6. KB손해보험 공식앱 (대표+다이렉트 통합) also leads on review sentiment (88% vs 52%). SGI M(SGI서울보증)'s advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB손해보험 공식앱 (대표+다이렉트 통합) holds the better App Store score, 4.0 against 2.6. Both are backed by a comparable volume of ratings — 13 and 5 respectively. Written reviews point the same way: 88% of KB손해보험 공식앱 (대표+다이렉트 통합)'s written reviews are positive against 52% of SGI M(SGI서울보증)'s.

KB손해보험 공식앱 (대표+다이렉트 통합) ships an update monthly, SGI M(SGI서울보증) every 2 months. Both last shipped on October 25, 2026.

## The numbers

| Metric | KB손해보험 공식앱 (대표+다이렉트 통합) | SGI M(SGI서울보증) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (13 ratings)](https://appshunter.io/ios/app/kb-plus/id1445130863/reviews)** | [2.6 (5 ratings)](https://appshunter.io/ios/app/sgi-msgi/id6443694425/reviews) |
| Number of ratings | **13** | 5 |
| Positive reviews | **88.3% of reviews** | 52.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 117 MB | 80 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KB INSURANCE CO,.LTD.](https://appshunter.io/developer/372754658) | [SGI서울보증](https://appshunter.io/developer/638584684) |

## What reviewers say

### KB손해보험 공식앱 (대표+다이렉트 통합)

[App page](https://appshunter.io/ios/app/kb-plus/id1445130863)

Manage all your insurance needs in one place. Apply for direct insurance products 24/7, file claims, view contracts, and access MyData services. Get quick claim processing and convenient contract management.

**Highlights:** Direct insurance enrollment 24/7, Easy insurance claim filing, Quick claim processing and results, Comprehensive insurance contract management, Insurance contract loans, MyData for asset and insurance analysis, Health missions and rewards

**Features:** Vision Pro support

**In-app purchases:** none


### SGI M(SGI서울보증)

[App page](https://appshunter.io/ios/app/sgi-msgi/id6443694425)

Manage your insurance contracts conveniently from your smartphone. Offers secure login options and electronic signing for various services, including new online-exclusive product sales. Contact customer service for assistance.

**Highlights:** Insurance contract management, Secure login via financial certificate or phone verification, Quick login with Kakao/Naver, Electronic signing with various certificates, New online-exclusive product sales

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KB손해보험 공식앱 (대표+다이렉트 통합) free?

KB손해보험 공식앱 (대표+다이렉트 통합) is free to download, with no in-app purchases.

### Is SGI M(SGI서울보증) free?

SGI M(SGI서울보증) is free to download, with no in-app purchases.

### Which has better reviews, KB손해보험 공식앱 (대표+다이렉트 통합) or SGI M(SGI서울보증)?

KB손해보험 공식앱 (대표+다이렉트 통합) is rated higher. KB손해보험 공식앱 (대표+다이렉트 통합) averages 4.0 out of 5 from 13 ratings, while SGI M(SGI서울보증) averages 2.6 from 5 ratings.

### Do KB손해보험 공식앱 (대표+다이렉트 통합) or SGI M(SGI서울보증) have ads?

Neither KB손해보험 공식앱 (대표+다이렉트 통합) nor SGI M(SGI서울보증) shows ads.

### Which is updated more often, KB손해보험 공식앱 (대표+다이렉트 통합) or SGI M(SGI서울보증)?

KB손해보험 공식앱 (대표+다이렉트 통합) ships an update monthly, and SGI M(SGI서울보증) every 2 months. Most recently, KB손해보험 공식앱 (대표+다이렉트 통합) was updated on October 25, 2026 and SGI M(SGI서울보증) on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*