# JR Pay vs MTB Pay

The clearest difference is iOS requirement: JR Pay at 11.0 against MTB Pay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 5 months. The most recent releases landed on August 28, 2026 and June 24, 2026 respectively.

## The numbers

| Metric | JR Pay | MTB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews)** |
| Number of ratings | — | **10** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | Every 5 months |
| Monetization | — | Free |
| Size | 25 MB | 72 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JR Vending Pte. Ltd.](https://appshunter.io/developer/1685139950) | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) |

## What reviewers say

### JR Pay

[App page](https://appshunter.io/ios/app/jr-pay/id1445375469)

**Features:** macOS Compatibility

**In-app purchases:** none


### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


## Frequently asked questions

### Is JR Pay free?

JR Pay is free to download, with no in-app purchases.

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Do JR Pay or MTB Pay have ads?

Neither JR Pay nor MTB Pay shows ads.

### Which is updated more often, JR Pay or MTB Pay?

JR Pay ships an update every 5 months, and MTB Pay every 5 months. Most recently, JR Pay was updated on August 28, 2026 and MTB Pay on June 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*