# JR Pay vs InstaWally

The clearest difference is update cadence: InstaWally at every 3 months against JR Pay's every 5 months. JR Pay's advantage is iOS requirement (11.0 vs 13.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JR Pay ships an update every 5 months, InstaWally every 3 months. The most recent releases landed on October 26, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | JR Pay | InstaWally |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Size | 25 MB | 203 MB |
| Requires iOS | **11.0** | 13.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JR Vending Pte. Ltd.](https://appshunter.io/developer/1685139950) | [DCS Card Centre Pte Ltd](https://appshunter.io/developer/1468041796) |

## What reviewers say

### JR Pay

[App page](https://appshunter.io/ios/app/jr-pay/id1445375469)

**Features:** macOS Compatibility

**In-app purchases:** none


### InstaWally

[App page](https://appshunter.io/ios/app/instawally/id6471822173)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is JR Pay free?

JR Pay is free to download, with no in-app purchases.

### Is InstaWally free?

InstaWally is free to download, with no in-app purchases.

### Do JR Pay or InstaWally have ads?

Neither JR Pay nor InstaWally shows ads.

### Which is updated more often, JR Pay or InstaWally?

JR Pay ships an update every 5 months, and InstaWally every 3 months. Most recently, JR Pay was updated on October 26, 2026 and InstaWally on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*