# RCBC Pulz vs PNB Digital

The clearest difference is rating: PNB Digital at 2.4 against RCBC Pulz's 1.9. PNB Digital also leads on ratings volume (543 vs 98) and device support (3 vs 1). RCBC Pulz's advantage is review sentiment (18% vs 7%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PNB Digital holds the better App Store score, 2.4 against 1.9. That said, the two scores are not equally well evidenced: PNB Digital has 543 ratings behind it against 98, so its average is the more settled of the two. Written reviews complicate that: 18% of RCBC Pulz's written reviews are positive against 7% of PNB Digital's, so the app with the better star average is not the one people write more warmly about.

RCBC Pulz ships an update every 4 weeks, PNB Digital every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | RCBC Pulz | PNB Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (98 ratings)](https://appshunter.io/ios/app/rcbc-pulz/id1445403196/reviews) | **[2.4 (543 ratings)](https://appshunter.io/ios/app/pnb-digital/id1527029568/reviews)** |
| Number of ratings | 98 | **543** |
| Positive reviews | **18.2% of reviews** | 6.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 161 MB | 180 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Rizal Commercial Banking Corporation](https://appshunter.io/developer/511838136) | [Philippine National Bank](https://appshunter.io/developer/1066651912) |

## What reviewers say

### RCBC Pulz

[App page](https://appshunter.io/ios/app/rcbc-pulz/id1445403196)

Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.

**Highlights:** Unified account view, Hassle-free transactions, Open accounts remotely, Transaction history tracking, QR code payments, Cardless ATM withdrawals, In-app investments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PNB Digital

[App page](https://appshunter.io/ios/app/pnb-digital/id1527029568)

Open a savings account, manage finances, and make payments easily. This app allows users to perform various banking transactions, including sending money, settling bills, and investing, all from their mobile device.

**Highlights:** Open savings accounts, Manage deposit and credit card accounts, Send money via InstaPay and PESONet, Settle bills and top-up eWallets, Invest in UITFs, Cardless ATM withdrawals, Order checkbooks

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth banking experience
- 🔒 Secure transactions
- 👍 User-friendly interface
- 💡 Convenient bill payments

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Restrictive device registration
- 👎 Poor customer support
- 🕰️ Slow response times

**Reported bugs**

- Unable to sign up or register
- Incorrect details error during login
- Unresponsive app during maintenance

**Requested features**

- Password reset option
- Multiple device registration
- Improved transaction history
- International remittance support


## Frequently asked questions

### Is RCBC Pulz free?

RCBC Pulz is free to download, with no in-app purchases.

### Is PNB Digital free?

PNB Digital is free to download, with no in-app purchases.

### Which has better reviews, RCBC Pulz or PNB Digital?

PNB Digital is rated higher. RCBC Pulz averages 1.9 out of 5 from 98 ratings, while PNB Digital averages 2.4 from 543 ratings.

### Do RCBC Pulz or PNB Digital have ads?

Neither RCBC Pulz nor PNB Digital shows ads.

### Which is updated more often, RCBC Pulz or PNB Digital?

RCBC Pulz ships an update every 4 weeks, and PNB Digital every 3 weeks. Most recently, RCBC Pulz was updated on November 6, 2026 and PNB Digital on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*