# RCBC Pulz vs BDO Online

The clearest difference is rating: BDO Online at 4.7 against RCBC Pulz's 2.0. BDO Online also leads on ratings volume (12K vs 93). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BDO Online holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: BDO Online has 12K ratings behind it against 93, so its average is the more settled of the two. Written reviews complicate that: 18% of RCBC Pulz's written reviews are positive against 11% of BDO Online's, so the app with the better star average is not the one people write more warmly about.

RCBC Pulz ships an update every 4 weeks, BDO Online every 5 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | RCBC Pulz | BDO Online |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (93 ratings)](https://appshunter.io/ios/app/rcbc-pulz/id1445403196/reviews) | **[4.7 (12K ratings)](https://appshunter.io/ios/app/bdo-online/id1551584630/reviews)** |
| Number of ratings | 93 | **12K** |
| Positive reviews | **18.2% of reviews** | 11.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 161 MB | 412 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Rizal Commercial Banking Corporation](https://appshunter.io/developer/511838136) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### RCBC Pulz

[App page](https://appshunter.io/ios/app/rcbc-pulz/id1445403196)

Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.

**Highlights:** Unified account view, Hassle-free transactions, Open accounts remotely, Transaction history tracking, QR code payments, Cardless ATM withdrawals, In-app investments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BDO Online

[App page](https://appshunter.io/ios/app/bdo-online/id1551584630)

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

**Highlights:** Lock/unlock cards, View statements, Free BDO to BDO transfers, Biometric/Passcode confirmation, QR code money transfers

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔑 Inconsistent login issues
- ⏱️ Slow and unresponsive
- 💳 Unable to access credit card accounts
- 📤 Unsuccessful transactions and transfers

**Reported bugs**

- Accounts not showing up
- Transaction history not updating
- Inability to receive OTP
- Constant need to reset password

**Requested features**

- Allow saving of biller details
- Synchronize passwords across web and mobile
- Provide OTP options via email or authenticator app
- Optimize for tablet/iPad use
- Add ability to transfer between own accounts (e.g., USD to PHP)


## Frequently asked questions

### Is RCBC Pulz free?

RCBC Pulz is free to download, with no in-app purchases.

### Is BDO Online free?

BDO Online is free to download, with no in-app purchases.

### Which has better reviews, RCBC Pulz or BDO Online?

BDO Online is rated higher. RCBC Pulz averages 2.0 out of 5 from 93 ratings, while BDO Online averages 4.7 from 12K ratings.

### Do RCBC Pulz or BDO Online have ads?

Neither RCBC Pulz nor BDO Online shows ads.

### Which is updated more often, RCBC Pulz or BDO Online?

RCBC Pulz ships an update every 4 weeks, and BDO Online every 5 weeks. Most recently, RCBC Pulz was updated on October 24, 2026 and BDO Online on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*