# RCBC Pulz vs TOP.ph

The clearest difference is rating: TOP.ph at 5.0 against RCBC Pulz's 1.9. TOP.ph also leads on review sentiment (33% vs 18%). RCBC Pulz's advantage is ratings volume (98 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TOP.ph holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: RCBC Pulz has 98 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 18% of RCBC Pulz's written reviews are positive against 33% of TOP.ph's.

RCBC Pulz ships an update monthly, TOP.ph every 5 weeks. Both last shipped on November 11, 2026.

## The numbers

| Metric | RCBC Pulz | TOP.ph |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (98 ratings)](https://appshunter.io/ios/app/rcbc-pulz/id1445403196/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/topph/id1588845879/reviews)** |
| Number of ratings | **98** | 1 |
| Positive reviews | 18.0% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 160 MB | 196 MB |
| Requires iOS | 16.6 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Rizal Commercial Banking Corporation](https://appshunter.io/developer/511838136) | [The Orange Platform](https://appshunter.io/developer/1710301765) |

## What reviewers say

### RCBC Pulz

[App page](https://appshunter.io/ios/app/rcbc-pulz/id1445403196)

Manage your finances with this digital banking app. Send money, manage cards, grow savings, and deposit checks from your phone. Access exclusive club member perks and personalized support.

**Highlights:** Send money online for free, Mobile check deposit, Manage credit cards, Open online Time Deposit accounts, Become a Hexagon Club member, Receive and convert USD

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### TOP.ph

[App page](https://appshunter.io/ios/app/topph/id1588845879)

This electronic wallet facilitates cashless transactions, aiming to serve the unbanked and improve financial literacy. It offers ease of use and security for digital payments.

**Highlights:** Cashless transactions, Electronic wallet, Financial literacy support, Serves unbanked population, Secure digital payments

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RCBC Pulz free?

RCBC Pulz is free to download, with no in-app purchases.

### Is TOP.ph free?

TOP.ph is free to download, with no in-app purchases.

### Which has better reviews, RCBC Pulz or TOP.ph?

TOP.ph is rated higher. RCBC Pulz averages 1.9 out of 5 from 98 ratings, while TOP.ph averages 5.0 from 1 ratings.

### Do RCBC Pulz or TOP.ph have ads?

Neither RCBC Pulz nor TOP.ph shows ads.

### Which is updated more often, RCBC Pulz or TOP.ph?

RCBC Pulz ships an update monthly, and TOP.ph every 5 weeks. Most recently, RCBC Pulz was updated on November 11, 2026 and TOP.ph on November 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*